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                                                                    EXHIBIT 23.1

                       CONSENT OF INDEPENDENT ACCOUNTANTS

We hereby consent to the incorporation by reference in this Registration
Statement on Form S-3 of our report dated January 25, 2002 (except with respect
to the matters discussed in Note 19, as to which the date is March 5, 2002)
relating to the financial statements, which appears in the Annual Report to
Shareholders, which is incorporated in the Annual Report on Form 10-K for the
year ended December 31, 2001. We also consent to the reference to us under the
heading "Experts" in such Registration Statement.


/s/ PRICEWATERHOUSECOOPERS LLP

Baltimore, Maryland
April 26, 2002