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                                                                   EXHIBIT 99.2

            STATEMENT UNDER OATH OF PRINCIPAL FINANCIAL OFFICER
                      REGARDING FACTS AND CIRCUMSTANCES
                      RELATING TO EXCHANGE ACT FILINGS


I, Michael L. Smith, state and attest that:

   (1) To the best of my knowledge, based upon a review of the
       covered reports of Anthem, Inc., and, except as corrected or
       supplemented in a subsequent covered report:

         -  no covered report contained an untrue statement of a material fact
            as of the end of the period covered by such report (or in the case
            of a report on Form 8-K or definitive proxy materials, as of the
            date on which it was filed); and

         -  no covered report omitted to state a material fact necessary to make
            the statements in the covered report, in light of the circumstances
            under which they were made, not misleading as of the end of the
            period covered by such report (or in the case of a report on Form
            8-K or definitive proxy materials, as of the date on which it was
            filed).

   (2) I have reviewed the contents of this statement with the
       Company's audit committee.

   (3) In this statement under oath, each of the following, if filed on or
       before the date of this statement, is a "covered report":

         -  Annual Report on Form 10-K of Anthem, Inc. for the fiscal year
            ended December 31, 2001 filed with the Securities and Exchange
            Commission on March 25, 2002;

         -  all reports on Form 10-Q, all reports on Form 8-K and all
            definitive proxy materials of Anthem, Inc. filed with the
            Commission subsequent to the filing of the Form 10-K
            identified above; and

         -  any amendments to any of the foregoing.


                                             Subscribed and sworn to before me
                                             this 5th day of August 2002.

/s/ MICHAEL L. SMITH
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          Michael L. Smith
                                             /s/ JEANETTE R. SMITH
                                             ---------------------------------
                                             Notary Public
          AUGUST 5, 2002                     My Commission Expires: 7/23/06
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                   Date