EXHIBIT 23.4


                        CONSENT OF LUKINS & ANNIS, P.S.

      We consent to the designation of our firm in the Prospectus/Proxy
Statement portion of the Registration Statement under the heading "Legal
Opinions."

/s/ Lukins & Annis, P.S.

Lukins & Annis, P.S.
Spokane, Washington

June 28, 1994