TCF FINANCIAL CORPORATION Exhibit 21 Subsidiaries of Registrant (As of March 23, 1995) NAMES UNDER WHICH SUBSIDIARY SUBSIDIARY STATE OF INCORPORATION DOES BUSINESS TCF Financial Insurance Illinois TCF Financial Insurance Agency Agency Illinois, Inc. Illinois, Inc. TCF Insurance TCF Financial Insurance Minnesota TCF Financial Insurance Agency Agency Wisconsin, Inc. Wisconsin, Inc. TCF Insurance TCF Financial Insurance Agency Minnesota TCF Financial Insurance Agency Michigan, Inc. Michigan, Inc. TCF Insurance GLB Agency TCF Financial Insurance Agency, Inc. Minnesota TCF Financial Insurance Agency, Inc. TCF Insurance TCF Securities, Inc. Minnesota TCF Securities, Inc. TCF Foundation Minnesota TCF Foundation TCF Minnesota Financial Services, Inc. Minnesota TCF Minnesota Financial Services, Inc. Twin City/Burnet, Inc. Minnesota Twin City/Burnet, Inc. Asset Quality Consultants, Inc. Minnesota Asset Quality Consultants, Inc. TCF Bank Minnesota fsb United States TCF Bank Minnesota fsb TCF Consumer Financial Services, Inc. Minnesota TCF Consumer Financial Services, Inc. TCF Mortgage Corporation Minnesota TCF Mortgage Corporation TCFMC Holding Co. Minnesota TCFMC Holding Co. TCF Financial Services, Inc. Minnesota TCF Financial Services, Inc. TCF Management Corporation Minnesota TCF Management Corporation MKP, Inc. Minnesota MKP, Inc. TCF Finance, Inc. Texas TCF Finance, Inc. NUM, Inc. Minnesota NUM, Inc. North Star Title, Inc. Minnesota North Star Title, Inc. North Star Real Estate Services, Inc. Minnesota North Star Real Estate Services, Inc. TCF Agency Minnesota, Inc. Minnesota TCF Agency Minnesota, Inc. TCF Agency Minnesota NAMES UNDER WHICH SUBSIDIARY SUBSIDIARY STATE OF INCORPORATION DOES BUSINESS TCF National Properties, Inc. Minnesota TCF National Properties, Inc. TCF New York Investment, Inc. Minnesota TCF New York Investments, Inc. TCF Florida Investments, Inc. Minnesota TCF Florida Investments, Inc. TCF Qwik, Inc. Minnesota TCF Qwik, Inc. TCF Wisk, Inc. Minnesota TCF Wisk, Inc. TCF Bolt, Inc. Minnesota TCF Bolt, Inc. TCF Jump, Inc. Minnesota TCF Jump, Inc. TCF Sped, Inc. Minnesota TCF Sped, Inc. Vangaard Financial Services, Inc. Minnesota Vangaard Financial Services, Inc. TCF Bank Wisconsin fsb United States TCF Bank Wisconsin fsb Republic Capital Funding Corp. I Wisconsin Republic Capital Funding Corp. I TCF Agency Wisconsin, Inc. Wisconsin TCF Agency Wisconsin, Inc. TCF Bank Illinois fsb United States TCF Bank Illinois fsb TCF Agency Illinois, Inc. Illinois TCF Agency Illinois, Inc. Great Lakes Bancorp, A Federal United States Great Lakes Bancorp Savings Bank GLB Service Corporation II Michigan GLB Service Corporation II 401 Service Corporation Michigan 401 Service Corporation GLB Properties, Inc. Michigan GLB Properties, Inc. Great Lakes Mortgage Company Michigan Great Lakes Mortgage Company GLB Management Company Michigan GLB Management Company