<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the consolidated condensed Balance Sheet and Consolidated Condensed Statement of Income found on page 3 and 4 of the Company's Form 10-Q for the Year-To-Date, and is Qualified in its entirety by reference to such Financial Statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> JUN-30-1995 <CASH> 26,154 <INT-BEARING-DEPOSITS> 69 <FED-FUNDS-SOLD> 40,250 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 118,086 <INVESTMENTS-CARRYING> 73,926 <INVESTMENTS-MARKET> 73,974 <LOANS> 419,288 <ALLOWANCE> 5,096 <TOTAL-ASSETS> 697,206 <DEPOSITS> 562,228 <SHORT-TERM> 52,874 <LIABILITIES-OTHER> 3,790 <LONG-TERM> 0 <COMMON> 421 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 76,205 <TOTAL-LIABILITIES-AND-EQUITY> 697,206 <INTEREST-LOAN> 18,407 <INTEREST-INVEST> 5,296 <INTEREST-OTHER> 320 <INTEREST-TOTAL> 24,023 <INTEREST-DEPOSIT> 9,002 <INTEREST-EXPENSE> 10,096 <INTEREST-INCOME-NET> 13,927 <LOAN-LOSSES> 320 <SECURITIES-GAINS> (66) <EXPENSE-OTHER> 9,303 <INCOME-PRETAX> 7,515 <INCOME-PRE-EXTRAORDINARY> 4,920 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 4,920 <EPS-PRIMARY> 1.46 <EPS-DILUTED> 1.46 <YIELD-ACTUAL> 0 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 0 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 0 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0