<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                         237,065
<INT-BEARING-DEPOSITS>                       2,332,701
<FED-FUNDS-SOLD>                                82,465
<TRADING-ASSETS>                                   852
<INVESTMENTS-HELD-FOR-SALE>                    232,604
<INVESTMENTS-CARRYING>                         745,451
<INVESTMENTS-MARKET>                           753,562
<LOANS>                                      2,197,878
<ALLOWANCE>                                     53,002
<TOTAL-ASSETS>                               3,580,427
<DEPOSITS>                                   2,805,989
<SHORT-TERM>                                   186,346
<LIABILITIES-OTHER>                            211,059
<LONG-TERM>                                     11,915
<COMMON>                                        94,111
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     271,007
<TOTAL-LIABILITIES-AND-EQUITY>               3,580,427
<INTEREST-LOAN>                                 94,674
<INTEREST-INVEST>                               31,206
<INTEREST-OTHER>                                 3,544
<INTEREST-TOTAL>                               129,424
<INTEREST-DEPOSIT>                              50,812
<INTEREST-EXPENSE>                              62,027
<INTEREST-INCOME-NET>                           67,397
<LOAN-LOSSES>                                      538
<SECURITIES-GAINS>                                  10
<EXPENSE-OTHER>                                 57,145
<INCOME-PRETAX>                                 37,560
<INCOME-PRE-EXTRAORDINARY>                      37,560
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    27,636
<EPS-PRIMARY>                                     1.48
<EPS-DILUTED>                                     1.48
<YIELD-ACTUAL>                                    8.31
<LOANS-NON>                                      7,847
<LOANS-PAST>                                     1,582
<LOANS-TROUBLED>                                    18
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                53,250
<CHARGE-OFFS>                                    2,679
<RECOVERIES>                                     1,603
<ALLOWANCE-CLOSE>                               53,002
<ALLOWANCE-DOMESTIC>                            34,501
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         18,502