<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                          95,045
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                23,220
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    508,093
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      2,286,660
<ALLOWANCE>                                     48,834
<TOTAL-ASSETS>                               3,037,213
<DEPOSITS>                                   2,330,965
<SHORT-TERM>                                   117,253
<LIABILITIES-OTHER>                            327,101
<LONG-TERM>                                          0
<COMMON>                                       187,075
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      74,519
<TOTAL-LIABILITIES-AND-EQUITY>               3,037,213
<INTEREST-LOAN>                                150,237
<INTEREST-INVEST>                               23,494
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               173,731
<INTEREST-DEPOSIT>                              62,371
<INTEREST-EXPENSE>                              81,553
<INTEREST-INCOME-NET>                           92,178
<LOAN-LOSSES>                                    1,800
<SECURITIES-GAINS>                               (106)
<EXPENSE-OTHER>                                 69,124
<INCOME-PRETAX>                                 37,059
<INCOME-PRE-EXTRAORDINARY>                      24,523
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    24,523
<EPS-PRIMARY>                                     1.49
<EPS-DILUTED>                                     1.49
<YIELD-ACTUAL>                                    4.64
<LOANS-NON>                                     30,467
<LOANS-PAST>                                     2,356
<LOANS-TROUBLED>                                 5,899
<LOANS-PROBLEM>                                 81,700
<ALLOWANCE-OPEN>                                45,832
<CHARGE-OFFS>                                    2,131
<RECOVERIES>                                     2,189
<ALLOWANCE-CLOSE>                               48,834
<ALLOWANCE-DOMESTIC>                            48,834
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0