<ARTICLE> 5 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATEMENTS OF AMERICREDIT CORP INCLUDED IN ITS QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> JUN-30-1996 <PERIOD-START> JUL-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 9,844 <SECURITIES> 7,278 <RECEIVABLES> 272,249 <ALLOWANCES> (18,972) <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 9,343 <DEPRECIATION> (2,823) <TOTAL-ASSETS> 308,061 <CURRENT-LIABILITIES> 0 <BONDS> 154,531 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 324 <OTHER-SE> 149,230 <TOTAL-LIABILITY-AND-EQUITY> 308,061 <SALES> 0 <TOTAL-REVENUES> 34,184 <CGS> 0 <TOTAL-COSTS> 10,442 <OTHER-EXPENSES> 0 <LOSS-PROVISION> 4,112 <INTEREST-EXPENSE> 6,862 <INCOME-PRETAX> 12,768 <INCOME-TAX> 4,662 <INCOME-CONTINUING> 0 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 8,106 <EPS-PRIMARY> .26 <EPS-DILUTED> .26