<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF AMERICREDIT CORP INCLUDED IN ITS
QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1996
<PERIOD-START>                             JUL-01-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                           9,844
<SECURITIES>                                     7,278
<RECEIVABLES>                                  272,249
<ALLOWANCES>                                  (18,972)
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                           9,343
<DEPRECIATION>                                 (2,823)
<TOTAL-ASSETS>                                 308,061
<CURRENT-LIABILITIES>                                0
<BONDS>                                        154,531
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           324
<OTHER-SE>                                     149,230
<TOTAL-LIABILITY-AND-EQUITY>                   308,061
<SALES>                                              0
<TOTAL-REVENUES>                                34,184
<CGS>                                                0
<TOTAL-COSTS>                                   10,442
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                 4,112
<INTEREST-EXPENSE>                               6,862
<INCOME-PRETAX>                                 12,768
<INCOME-TAX>                                     4,662
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     8,106
<EPS-PRIMARY>                                      .26
<EPS-DILUTED>                                      .26