Exhibit 24
POWER OF ATTORNEY
Know all men by these presents:
That I, IRA J. KLEINMAN, of NEWARK, NEW JERSEY, a member of the Board of
Directors of Pruco Life Insurance Company, do hereby make, constitute and
appoint as my true and lawful attorneys in fact CLIFFORD E. KIRSCH, THOMAS C.
CASTANO, RICHARD E. MEADE, KIRK A. MONTGOMERY, AND THOMAS J. LOFTUS, or any of
them severally for me in my name, place and stead to sign, where applicable:
Annual Reports on Form 10-K, registration statements on the appropriate forms
prescribed by the Securities and Exchange Commission, and any other periodic
documents and reports required under the Investment Company Act of 1940, the
Securities Act of 1933 and the Securities Exchange Act of 1934 and all
amendments thereto executed on behalf of Pruco Life Insurance Company and filed
with the Securities and Exchange Commission for the following:
The Pruco Life PRUvider Variable Appreciable Account and variable life
insurance contracts, to the extent they represent participating interests
in said account;
The Pruco Life Variable Appreciable Account and flexible premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Variable Insurance Account and scheduled premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Single Premium Variable Life Account and flexible premium
variable life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Variable Universal Account and flexible premium variable
universal life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Single Premium Variable Annuity Account and single payment
variable annuity contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Flexible Premium Variable Annuity Account and flexible
premium variable annuity contracts, to the extent they represent
participating interests in said Account;
Market value adjustment annuity contracts; and
The Pruco Life Variable Contract Real Property Account and individual
variable life insurance contracts and variable annuity contracts, to the
extent they represent participating interests in said Account.
IN WITNESS WHEREOF, I have hereunto set my hand this 26 day of March, 1996.
/s/ Ira J. Kleinman
--------------------------------
Signature
State of New Jersey )
) SS
County of Bergen )
On this 26th day of March, 1996, before me personally appeared Ira J. Kleinman
known to me to be the person mentioned and described in and who executed the
foregoing instrument and he duly acknowledged to me that he executed the same.
My commission expires: October 17, 1999
/s/ Lillian Grigoli
--------------------------------
LILLIAN GRIGOLI
NOTARY PUBLIC OF NEW JERSEY
My Commission Expires Oct. 17, 1999
POWER OF ATTORNEY
Know all men by these presents:
That I, I. EDWARD PRICE, of NEWARK, NEW JERSEY, a member of the Board of
Directors of Pruco Life Insurance Company, do hereby make, constitute and
appoint as my true and lawful attorneys in fact CLIFFORD E. KIRSCH, THOMAS C.
CASTANO, RICHARD E. MEADE, KIRK A. MONTGOMERY, AND THOMAS J. LOFTUS, or any of
them severally for me in my name, place and stead to sign, where applicable:
Annual Reports on Form 10-K, registration statements on the appropriate forms
prescribed by the Securities and Exchange Commission, and any other periodic
documents and reports required under the Investment Company Act of 1940, the
Securities Act of 1933 and the Securities Exchange Act of 1934 and all
amendments thereto executed on behalf of Pruco Life Insurance Company and filed
with the Securities and Exchange Commission for the following:
The Pruco Life PRUvider Variable Appreciable Account and variable life
insurance contracts, to the extent they represent participating interests
in said account;
The Pruco Life Variable Appreciable Account and flexible premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Variable Insurance Account and scheduled premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Single Premium Variable Life Account and flexible premium
variable life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Variable Universal Account and flexible premium variable
universal life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Single Premium Variable Annuity Account and single payment
variable annuity contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Flexible Premium Variable Annuity Account and flexible
premium variable annuity contracts, to the extent they represent
participating interests in said Account;
Market value adjustment annuity contracts; and
The Pruco Life Variable Contract Real Property Account and individual
variable life insurance contracts and variable annuity contracts, to the
extent they represent participating interests in said Account.
IN WITNESS WHEREOF, I have hereunto set my hand this 26th day of March, 1996.
/s/ I. Edward Price
--------------------------------
Signature
State of New Jersey )
) SS
County of Bergen )
On this 26th day of March, 1996, before me personally appeared I. Edward Price
known to me to be the person mentioned and described in and who executed the
foregoing instrument and he duly acknowledged to me that he executed the same.
My commission expires: August 31, 1999
/s/ Davis L. Butler
--------------------------------
Davis L. Butler
Notary Public of New Jersey
My Commission Expires Aug. 31, 1999
POWER OF ATTORNEY
Know all men by these presents:
That I, E. MICHAEL CAULFIELD, of NEWARK, NEW JERSEY, a member of the Board
of Directors of Pruco Life Insurance Company, do hereby make, constitute and
appoint as my true and lawful attorneys in fact CLIFFORD E. KIRSCH, THOMAS C.
CASTANO, RICHARD E. MEADE, KIRK A. MONTGOMERY, AND THOMAS J. LOFTUS, or any of
them severally for me in my name, place and stead to sign, where applicable:
Annual Reports on Form 10-K, registration statements on the appropriate forms
prescribed by the Securities and Exchange Commission, and any other periodic
documents and reports required under the Investment Company Act of 1940, the
Securities Act of 1933 and the Securities Exchange Act of 1934 and all
amendments thereto executed on behalf of Pruco Life Insurance Company and filed
with the Securities and Exchange Commission for the following:
The Pruco Life PRUvider Variable Appreciable Account and variable life
insurance contracts, to the extent they represent participating interests
in said account;
The Pruco Life Variable Appreciable Account and flexible premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Variable Insurance Account and scheduled premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Single Premium Variable Life Account and flexible premium
variable life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Variable Universal Account and flexible premium variable
universal life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Single Premium Variable Annuity Account and single payment
variable annuity contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Flexible Premium Variable Annuity Account and flexible
premium variable annuity contracts, to the extent they represent
participating interests in said Account;
Market value adjustment annuity contracts; and
The Pruco Life Variable Contract Real Property Account and individual
variable life insurance contracts and variable annuity contracts, to the
extent they represent participating interests in said Account.
IN WITNESS WHEREOF, I have hereunto set my hand this 26th day of March, 1996.
/s/ E. Michael Caulfield
--------------------------------
Signature
State of New Jersey )
) SS
County of Bergen )
On this 26th day of March, 1996, before me personally appeared E. Michael
Caulfield known to me to be the person mentioned and described in and who
executed the foregoing instrument and he duly acknowledged to me that he
executed the same.
My commission expires: October 27, 1997
/s/ Helen Anne McNulty
--------------------------------
Helen Anne McNulty
Notary Public of New Jersey
My Commission Expires Oct. 27, 1997
POWER OF ATTORNEY
Know all men by these presents:
That I, GARNETT L. KEITH, JR., of NEWARK, NEW JERSEY, a member of the Board
of Directors of Pruco Life Insurance Company, do hereby make, constitute and
appoint as my true and lawful attorneys in fact CLIFFORD E. KIRSCH, THOMAS C.
CASTANO, RICHARD E. MEADE, KIRK A. MONTGOMERY, AND THOMAS J. LOFTUS, or any of
them severally for me in my name, place and stead to sign, where applicable:
Annual Reports on Form 10-K, registration statements on the appropriate forms
prescribed by the Securities and Exchange Commission, and any other periodic
documents and reports required under the Investment Company Act of 1940, the
Securities Act of 1933 and the Securities Exchange Act of 1934 and all
amendments thereto executed on behalf of Pruco Life Insurance Company and filed
with the Securities and Exchange Commission for the following:
The Pruco Life PRUvider Variable Appreciable Account and variable life
insurance contracts, to the extent they represent participating interests
in said account;
The Pruco Life Variable Appreciable Account and flexible premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Variable Insurance Account and scheduled premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Single Premium Variable Life Account and flexible premium
variable life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Variable Universal Account and flexible premium variable
universal life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Single Premium Variable Annuity Account and single payment
variable annuity contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Flexible Premium Variable Annuity Account and flexible
premium variable annuity contracts, to the extent they represent
participating interests in said Account;
Market value adjustment annuity contracts; and
The Pruco Life Variable Contract Real Property Account and individual
variable life insurance contracts and variable annuity contracts, to the
extent they represent participating interests in said Account.
IN WITNESS WHEREOF, I have hereunto set my hand this 26th day of March, 1996.
/s/ Garnett L. Keith, Jr.
--------------------------------
Signature
State of New Jersey )
) SS
County of Bergen )
On this 26th day of March, 1996, before me personally appeared Garnett L. Keith,
Jr. known to me to be the person mentioned and described in and who executed the
foregoing instrument and he duly acknowledged to me that he executed the same.
My commission expires: April 7, 1999
/s/ Marga Conn
--------------------------------
Marga Conn
notary Public of New Jersey
My Commission Expires Apr. 7, 1999
POWER OF ATTORNEY
Know all men by these presents:
That I, WILLIAM F. YELVERTON, of NEWARK, NEW JERSEY, a member of the Board
of Directors of Pruco Life Insurance Company, do hereby make, constitute and
appoint as my true and lawful attorneys in fact CLIFFORD E. KIRSCH, THOMAS C.
CASTANO, RICHARD E. MEADE, KIRK A. MONTGOMERY, AND THOMAS J. LOFTUS, or any of
them severally for me in my name, place and stead to sign, where applicable:
Annual Reports on Form 10-K, registration statements on the appropriate forms
prescribed by the Securities and Exchange Commission, and any other periodic
documents and reports required under the Investment Company Act of 1940, the
Securities Act of 1933 and the Securities Exchange Act of 1934 and all
amendments thereto executed on behalf of Pruco Life Insurance Company and filed
with the Securities and Exchange Commission for the following:
The Pruco Life PRUvider Variable Appreciable Account and variable life
insurance contracts, to the extent they represent participating interests
in said account;
The Pruco Life Variable Appreciable Account and flexible premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Variable Insurance Account and scheduled premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Single Premium Variable Life Account and flexible premium
variable life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Variable Universal Account and flexible premium variable
universal life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Single Premium Variable Annuity Account and single payment
variable annuity contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Flexible Premium Variable Annuity Account and flexible
premium variable annuity contracts, to the extent they represent
participating interests in said Account;
Market value adjustment annuity contracts; and
The Pruco Life Variable Contract Real Property Account and individual
variable life insurance contracts and variable annuity contracts, to the
extent they represent participating interests in said Account.
IN WITNESS WHEREOF, I have hereunto set my hand this 26th day of March, 1996.
/s/ William F. Yelverton
--------------------------------
Signature
State of New Jersey )
) SS
County of Bergen )
On this 26th day of March, 1996, before me personally appeared William F.
Yelverton known to me to be the person mentioned and described in and who
executed the foregoing instrument and he duly acknowledged to me that he
executed the same.
My commission expires: October 30, 1996
/s/ Darla Purefoy
--------------------------------
Darla Purefoy
Notary Public of New Jersey
My Commission Expires Oct. 30, 1996