<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM STATEMENT OF
ASSETS & LIABILITIES; STATEMENT OF OPERATIONS; STATEMENT OF CHANGES IN NET
ASSETS; STATEMENT OF CASH FLOWS; PER SHARE TABLE; SCHEDULE OF INVESTMENTS;
EXHIBIT III, EXHIBIT IV, EXHIBIT 24.1 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000801348
<NAME> PRUCO LIFE OF NEW JERSEY
<SERIES>
   <NUMBER> 2
   <NAME> PRUCO LIFE OF NEW JERSEY VARIABLE CONTRACT REAL PROPERTY ACCOUNT
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               DEC-31-1995
<INVESTMENTS-AT-COST>                      198,114,765
<INVESTMENTS-AT-VALUE>                     170,495,033
<RECEIVABLES>                                1,743,305
<ASSETS-OTHER>                              24,755,420
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                             196,993,758
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                            0
<TOTAL-LIABILITIES>                          7,371,899
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                             0
<SHARES-COMMON-STOCK>                       12,036,684
<SHARES-COMMON-PRIOR>                       12,241,034
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                               189,621,859
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                            2,660,865
<OTHER-INCOME>                              20,465,227
<EXPENSES-NET>                               8,405,821
<NET-INVESTMENT-INCOME>                     14,720,271
<REALIZED-GAINS-CURRENT>                             0
<APPREC-INCREASE-CURRENT>                      661,623
<NET-CHANGE-FROM-OPS>                       15,381,894
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        204,350
<NUMBER-OF-SHARES-REDEEMED>                          0
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                      12,381,894
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                        2,341,878
<INTEREST-EXPENSE>                             460,578
<GROSS-EXPENSE>                              8,405,821
<AVERAGE-NET-ASSETS>                                 0
<PER-SHARE-NAV-BEGIN>                           14.479
<PER-SHARE-NII>                                  2.216
<PER-SHARE-GAIN-APPREC>                           .058
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                             15.754
<EXPENSE-RATIO>                                   .046
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0