<ARTICLE> 9 <CIK> 0000948976 <NAME> CALIFORNIA INDEPENDENT BANCORP <MULTIPLIER> 1000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> MAR-31-1996 <CASH> 16,280 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 33,600 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 4,795 <INVESTMENTS-CARRYING> 17,969 <INVESTMENTS-MARKET> 18,364 <LOANS> 133,423 <ALLOWANCE> 3,959 <TOTAL-ASSETS> 214,938 <DEPOSITS> 193,003 <SHORT-TERM> 512 <LIABILITIES-OTHER> 1,902 <LONG-TERM> 16 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 8,217 <OTHER-SE> 11,288 <TOTAL-LIABILITIES-AND-EQUITY> 214,938 <INTEREST-LOAN> 3,758 <INTEREST-INVEST> 1,065 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 4,823 <INTEREST-DEPOSIT> 1,739 <INTEREST-EXPENSE> 1,746 <INTEREST-INCOME-NET> 3,077 <LOAN-LOSSES> 60 <SECURITIES-GAINS> 4 <EXPENSE-OTHER> 2,346 <INCOME-PRETAX> 1,309 <INCOME-PRE-EXTRAORDINARY> 1,309 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 787 <EPS-PRIMARY> .54 <EPS-DILUTED> .47 <YIELD-ACTUAL> 10.16 <LOANS-NON> 1,735 <LOANS-PAST> 92 <LOANS-TROUBLED> 1,128 <LOANS-PROBLEM> 4,700 <ALLOWANCE-OPEN> 3,911 <CHARGE-OFFS> 43 <RECOVERIES> 31 <ALLOWANCE-CLOSE> 3,959 <ALLOWANCE-DOMESTIC> 3,959 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0