<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from
Form 10QSB Condensed Consolidated Balance Sheet March 31, 1996 and
December 31, 1995 and Condensed Consolidated Statements of Income - three
months ended March 31, 1996 and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0001009325
<NAME> CCBC
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                           7,815
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 7,300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     29,635
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        110,375
<ALLOWANCE>                                      1,175
<TOTAL-ASSETS>                                 163,544
<DEPOSITS>                                     144,737
<SHORT-TERM>                                     1,839
<LIABILITIES-OTHER>                                544
<LONG-TERM>                                      4,020
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        10,829
<OTHER-SE>                                       1,575
<TOTAL-LIABILITIES-AND-EQUITY>                 163,544
<INTEREST-LOAN>                                  2,623
<INTEREST-INVEST>                                  460
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 3,083
<INTEREST-DEPOSIT>                               1,159
<INTEREST-EXPENSE>                               1,255
<INTEREST-INCOME-NET>                            1,828
<LOAN-LOSSES>                                      114
<SECURITIES-GAINS>                                   1
<EXPENSE-OTHER>                                  1,521
<INCOME-PRETAX>                                    577
<INCOME-PRE-EXTRAORDINARY>                         577
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       362
<EPS-PRIMARY>                                      .36
<EPS-DILUTED>                                      .31
<YIELD-ACTUAL>                                    8.87
<LOANS-NON>                                      1,153
<LOANS-PAST>                                       102
<LOANS-TROUBLED>                                   467
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,158
<CHARGE-OFFS>                                       99
<RECOVERIES>                                         2
<ALLOWANCE-CLOSE>                                1,175
<ALLOWANCE-DOMESTIC>                               812
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            363