<ARTICLE> 9
       
                                                  
<PERIOD-TYPE>                   9-MOS                   YEAR
<FISCAL-YEAR-END>                          JUN-30-1996             JUN-30-1995
<PERIOD-END>                               MAR-31-1996             JUN-30-1995
<CASH>                                              15                      57
<INT-BEARING-DEPOSITS>                              85                     786
<FED-FUNDS-SOLD>                                  4136                    3100
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                       0
<INVESTMENTS-CARRYING>                            5631                    6842
<INVESTMENTS-MARKET>                              5499                    6704
<LOANS>                                          21359                   20511
<ALLOWANCE>                                        104                      98
<TOTAL-ASSETS>                                   31738                   31849
<DEPOSITS>                                       27780                   27737
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                                344                     214
<LONG-TERM>                                        842                    1192
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                        2772                    2706
<TOTAL-LIABILITIES-AND-EQUITY>                   31738                   31849
<INTEREST-LOAN>                                   1358                    1655
<INTEREST-INVEST>                                  285                     390
<INTEREST-OTHER>                                   140                     117
<INTEREST-TOTAL>                                  1783                    2162
<INTEREST-DEPOSIT>                                1167                    1309
<INTEREST-EXPENSE>                                1207                    1368
<INTEREST-INCOME-NET>                              576                     794
<LOAN-LOSSES>                                       34                      12
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                    496                     679
<INCOME-PRETAX>                                     98                     173
<INCOME-PRE-EXTRAORDINARY>                          98                     173
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                        66                     125
<EPS-PRIMARY>                                        0                       0
<EPS-DILUTED>                                        0                       0
<YIELD-ACTUAL>                                    7.62                    7.24
<LOANS-NON>                                          0                       0
<LOANS-PAST>                                       111                     194
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                    431                     441
<ALLOWANCE-OPEN>                                    98                      72
<CHARGE-OFFS>                                       28                       4
<RECOVERIES>                                         0                      18
<ALLOWANCE-CLOSE>                                  104                      98
<ALLOWANCE-DOMESTIC>                                 0                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            104                      98