SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C.  20549

                                   FORM 8-A/A

                FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
                     PURSUANT TO SECTION 12(b) OR g) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                     FIRST OMNI BANK, N.A. ON BEHALF OF THE
              FIRST OMNI BANK CREDIT CARD MASTER TRUST, ISSUER OF
                        THE SECURITIES REGISTERED HEREBY
             (Exact name of registrant as specified in its charter)

       UNITED STATES                             51-0263671
(State or other jurisdiction of               (I.R.S. Employer
incorporation or organization)               Identification No.)

      499 MITCHELL STREET
      MILLSBORO, DELAWARE                            19966
(Address of Principal Executive Offices)           (Zip Code)


IF THIS FORM RELATES TO THE REGISTRATION OF A CLASS OF DEBT SECURITIES AND IS
EFFECTIVE UPON FILING PURSUANT TO GENERAL INSTRUCTION A.(c)(1), PLEASE CHECK THE
FOLLOWING BOX.  / /

IF THIS FORM RELATES TO THE REGISTRATION OF A CLASS OF DEBT SECURITIES AND IS TO
BECOME EFFECTIVE SIMULTANEOUSLY WITH THE EFFECTIVENESS OF A CONCURRENT REGISTRA-
TION STATEMENT UNDER THE SECURITIES ACT OF 1933 PURSUANT TO GENERAL INSTRUCTION
A.(c)(2), PLEASE CHECK THE FOLLOWING BOX.  / /


SECURITIES TO BE REGISTERED UNDER SECTION 12(b) OF THE ACT:  N/A

SECURITIES TO BE REGISTERED UNDER SECTION 12(g) OF THE ACT:

             Class A 6.65% Asset Backed Certificates, Series 1996-A
                         ------------------------------



ITEM 1.   DESCRIPTION OF REGISTRANT'S SECURITIES.

      This Registration Statement relates to $442,500,000 in aggregate 
principal amount of the Class A 6.65% Asset Backed Certificates, Series 
1996-A (the "Certificates"), issued by the First Omni Bank Credit Card Master 
Trust (the "Trust") pursuant to the Pooling and Servicing Agreement, dated as 
of April 1, 1996, and the related Series 1996-A Supplement thereto, dated as 
of April 1, 1996, between First Omni Bank, N.A. ("First Omni"), as Transferor 
and Servicer, and The Bank of New York, as Trustee (the "Trustee").  A 
description of the Certificates is incorporated herein by reference to the 
Prospectus Supplement dated April 9, 1996 to Prospectus dated April 5, 1996 
included in the Registrant's Registration Statement on From S-3 (File No. 
333-536).

ITEM 2.   EXHIBITS

     1.   Specimen Class A 6.65% Asset Backed Certificate, Series 1996-A (previ-
          ously filed).

     2.   Pooling and Servicing Agreement, dated as of April 1, 1996, between
          First Omni and the Trustee (incorporated herein by reference to
          Exhibit 4.1 to the Registrant's Current Report on Form 8-K  filed with
          the Commission on May 2, 1996)(previously filed).

     3.   Series 1996-A Supplement, dated as of April 1, 1996, between First
          Omni and the Trustee (incorporated herein by reference to Exhibit 4.2
          to the Registrant's Current Report on Form 8-K filed with the Commis-
          sion on May 2, 1996)(previously filed).

     4.   Prospectus Supplement dated April 9, 1996 to Prospectus dated April 5,
          1996 (filed herewith)



                                   SIGNATURES

     Pursuant to the requirements of Section 12 of the Securities Exchange Act
of 1934, the Registrant has duly caused this registration statement to be signed
on its behalf by the undersigned, thereunto duly authorized.

                              FIRST OMNI BANK CREDIT CARD MASTER TRUST

                              By:  FIRST OMNI BANK, N.A.

Date: June 11, 1996                By:  ROBERT F. RAY
                                        ------------------------------
                                        Robert F. Ray, Vice
                                        President



                                  EXHIBIT INDEX


Exhibit        Description                                  Page
- -------        -----------                                  ----

1              Specimen Class A 6.65% Asset Backed Certificate,
               Series 1996-A (previously filed)

2              Pooling and Servicing Agreement, dated as of April
               1, 1996, between First Omni Bank, N.A. and The
               Bank of New York, as Trustee (previously filed)

3              Series 1996-A Supplement, dated as of April 1,
               1996, between First Omni Bank, N.A. and The Bank
               of New York, as Trustee (previously filed)

4              Prospectus Supplement dated April 9, 1996 to Pro-
               spectus dated April 5, 1996 (filed herewith)