EXHIBIT 10.30




                       SOFTWARE LICENSE AND SERVICES AGREEMENT

This Software License and Services Agreement (the "Agreement") is between Oracle
Corporation with its principal place of business at 500 Oracle Parkway, Redwood
City, California  94065 ("Oracle") and U.S. COMPUTER SERVICES (legal name) with
its principal place of business at 11020 SUN CENTER DRIVE, RANCHO CORDOVA, CA
95670 ("Client").  The terms of this Agreement shall apply to each Program
license granted and to all services provided by Oracle under this Agreement.
When completed and executed by both parties, an Order Form shall evidence the
Program licenses granted and the services that are to be provided.

I.    DEFINITIONS

1.1.   "Program" or "Programs" shall mean the computer software in object code
      form owned or distributed by Oracle for which Client is granted a license
      pursuant to this Agreement; the user guides and manuals for use of the
      software ("Documentation"); and Updates.

1.2.  "Order Form" shall mean the document by which Client orders Program
      licenses and services, and which is agreed to by the parties.  The Order
      Form shall reference the Effective Date of this Agreement.

1.3.  "Price List" shall mean Oracle's standard commercial fee schedule that is
      in effect when a Program license or any other products or services are
      ordered by Client.

1.4.  "Designated System" shall mean the computer hardware and operating system
      designated on the relevant Order Form.

1.5.  "Supported Program License" shall mean a Program license for which Client
      has ordered Technical Support for the relevant time period.   "Technical
      Support" shall mean Program support provided under Oracle's policies in
      effect on the date Technical Support is ordered.

1.6.  "Commencement Date" shall mean the date on which the Programs are
      delivered to Client, or if no delivery is necessary, the Effective Date
      set forth on the relevant Order Form.

1.7.  "Update(s)" shall mean subsequent releases of the Programs which are
      generally made available for Supported Program Licenses at no additional
      charge, other than media and handling charges.  Updates shall not include
      any releases, options or future products which Oracle licenses
      separately.

1.8.  "User", unless otherwise specified in the Order Form, shall mean a
      specific individual employed by Client who is authorized by Client to use
      the Programs, regardless of whether the individual is actively using the
      Programs at any given time.

1.9.  "Application Programs" shall be Programs designated as application
      software by Oracle.

1.10. "Limited Production Programs" shall be Programs not specified on the
      Price List or specified as Limited Production, Tier 3 or with special
      restrictions on the Price List.

II.   PROGRAM LICENSE

2.1.  RIGHTS GRANTED

      A.     Oracle grants to Client a nonexclusive license to use the Programs
             Client obtains under this Agreement, as follows:

             i.     to use the Programs solely for Client's own internal data
                    processing operations on the Designated System or on a
                    backup system if the Designated System is inoperative, up
                    to any applicable maximum number of designated Users (if
                    any User limitation applies).  Client may not use the
                    Programs for third-party training, commercial timesharing,
                    rental or service bureau use;

             ii.    to use the Documentation provided with the Programs in
                    support of Client's authorized use of the Programs;

             iii.   to copy the Programs for archival or backup purposes; no
                    other copies shall be made without Oracle's prior written
                    consent.  All titles, trademarks, and copyright and
                    restricted rights notices shall be reproduced in such
                    copies.  All archival and backup copies of the Programs are
                    subject to the terms of this Agreement; and

             iv.    to modify the Programs or combine them with other software
                    products.  The Programs or such portions thereof included
                    in such derivative software products shall remain the
                    property of Oracle and shall be governed by the terms of
                    this Agreement.

      Client shall not copy or use the Programs (including the Documentation)
      except as otherwise specified in this Agreement.

      B.     Client agrees not to cause or permit the reverse engineering,
             disassembly or decompilation of the Programs.

      C.     Oracle shall retain all title, copyright and other proprietary
             rights in the Programs. Client does not acquire any rights,
             express or implied, in the Programs, other than those specified in
             this Agreement.

      D.     The Programs are not intended for use in any nuclear aviation,
             mass transit, medical or  other inherently dangerous applications.
             It shall be Client's responsibility to take all  appropriate
             measures to ensure the safe use of such applications if the
             Programs are used  for such purposes, and Oracle disclaims
             liability for any damages caused by such use of  the Programs.

      E.     To use a Program specified on an Order From ("ordered Program"),
             Client may need to  use an ancillary Program embedded in or
             delivered with the ordered Program.  The  ancillary Program may be
             used only as described in the Order Form or Documentation  for
             implementation of the ordered Program and for no other purpose.
             Client shall have  no right to use any other software Program that
             may be delivered with ordered Programs.

2.2.  ACCEPTANCE OF PROGRAM
      For each Program License for which delivery is required under this
      Agreement, Client shall have a 15 day Acceptance Period, beginning on the
      Commencement Date, in which to evaluate the Program.  During the
      Acceptance Period, Client may cancel the license by giving written notice
      to Oracle and returning the Program in accordance with paragraph 4.5
      below.  Unless such cancellation notice is given, the license will be
      deemed to have been accepted by Client at the end of the Acceptance
      Period, if




      Client is granted a right to copy license and no delivery is necessary,
      subsequent copies shall be deemed accepted upon acceptance of the master
      copy.

2.3.  TRANSFER AND ASSIGNMENT

      A.     Within the United States, a Program license may be transferred to
             another computer system of like configuration (same model and
             operating system), or the Designated System may be transferred to
             another location within Client's organization, upon written notice
             to Oracle.  All other transfers, including transfer of a Program
             license outside the United States, shall be permitted only with
             Oracle's prior written consent and shall be subject to Oracle's
             standard transfer fees in effect at the time of the transfer.

      B.     The rights granted herein are restricted for use solely by Client.
             Client may not authorize or allow the use or the remarketing of
             the Programs by a third party, and may not assign or transfer the
             Programs or the Agreement to a third party, without the prior
             written consent of Oracle.

2.4.  VERIFICATION
      On Oracle's written request, not more frequently than annually, Client
      shall furnish Oracle with a signed certification (a) verifying that the
      programs are being used pursuant to the provisions of this Agreement,
      including any User limitations; and (b) listing the locations, types and
      serial numbers of the Designated Systems on which the Programs are run.

      Oracle may, at its expense, audit Client's use of the Programs.  Any such
      audit shall be conducted during regular business hours at Client's
      facilities and shall not unreasonably interfere with Client's business
      activities.  If an audit reveals that Client has underpaid fees to
      Oracle, Client shall be invoiced for such underpaid fees based on the
      Price List in effect at the time the audit is completed; if the underpaid
      fees exceed 5% of the license fees paid, then Client shall also pay
      Oracle's reasonable costs of conducting the audit.  Audits shall be
      conducted no more than once annually.

III.  TECHNICAL SERVICES

3.1.  TECHNICAL SUPPORT SERVICES
      Technical Support services ordered by Client will be provided under
      Oracle's Technical Support policies in effect on the date Technical
      Support is ordered, subject to the payment by Client of the applicable
      fees.  At Client's request, Oracle will provide remote assistance in the
      installation of each Supported Program license.  Reinstatement of lapsed
      Technical Support services is subject to Oracle's Technical Support
      reinstatement fees in effect on the date Technical Support is re-ordered.
      Limited Production Programs and pre-production releases of Programs may
      not be eligible for standard Technical Support services; Client may
      obtain Technical Support services for Limited Production Programs on a
      time and materials basis.

3.2.  CONSULTING AND TRAINING SERVICES
      Oracle will provide consulting and training services agreed to by the
      parties under the terms of this Agreement.  All consulting services shall
      be billed on a time and materials basis unless the parties expressly
      agree otherwise in writing.  Any consulting services acquired from Oracle
      shall be bid separately from the Program licenses and Client may acquire
      the Program licenses without acquiring any consulting services.

3.3.  INCIDENTAL EXPENSES
      For any on site services requested by Client, Client shall reimburse
      Oracle for actual, reasonable travel and out-of-pocket expenses incurred,
      plus an administrative fee of 15% of such amount.

 IV.   TERM AND TERMINATION

4.1.  TERM
      Each Program license granted under this Agreement shall remain in effect
      perpetually (if not otherwise specified on the Order Form), unless a
      license or this Agreement is terminated as provided in Paragraph 4.2 or
      4.3 below.

4.2.  TERMINATION BY CLIENT
      Client may terminate any Program license at any time; however,
      termination shall not relieve Client's obligation to pay all fees that
      have accrued or that Client has agreed to pay under any Order Form or
      other similar ordering document under this Agreement.

4.3.  TERMINATION BY ORACLE
      Oracle may terminate this Agreement or any license upon written notice if
      Client breaches this Agreement and fails to correct the breach within 30
      days following written notice specifying the breach.

4.4.  EFFECT OF TERMINATION
      Termination of this Agreement or any license shall not limit either party
      from pursuing any other remedies available to it, including injunctive
      relief, nor shall such termination relieve Client's obligation to pay all
      fees that have accrued or that Client has agreed to pay under any Order
      Form or other similar ordering document under this Agreement.  The
      parties' rights and obligations under Paragraphs 2.1.B, 2.1.C, 2.1.D, and
      2.3.B, and Articles IV, V, VI and VII shall survive termination of this
      Agreement.

      If Client materially breaches this Agreement, including failing to make
      any payments required hereunder when due under any Order Form or other
      similar ordering document to this Agreement, then Oracle may declare all
      sums due and to become due hereunder immediately due and payable.

4.5.  RETURN OF PROGRAMS UPON TERMINATION
      If a license granted under this Agreement expires or otherwise
      terminates, Client shall (a) cease using the applicable Programs, and (b)
      certify to Oracle within one month after expiration or termination that
      Client has destroyed or has returned to Oracle the Programs and all
      copies.  This requirement applies to copies in all forms, partial and
      complete, in all types of media and computer memory, and whether or not
      modified or merged into other materials.  Before returning Programs to
      Oracle, Client shall acquire a Return Material Authorization ("RMA")
      number from Oracle at (415) 508-1500.

V.    INDEMNITY, WARRANTIES, REMEDIES, LIMITATION OF LIABILITY

5.1.  INFRINGEMENT INDEMNITY
      Oracle will defend and indemnify Client against a claim that Programs
      furnished and used within the scope of this Agreement infringe a United
      States copyright or patent, provided that: (a) Client notifies Oracle in
      writing within 30 days of the claim; (b) Oracle has sole control of the
      defense and all related settlement negotiations; and (c) Client provides
      Oracle with the assistance, information and authority necessary to
      perform Oracle's obligations under this paragraph.  Reasonable out-of-
      pocket expenses incurred by Client in providing such assistance will be
      reimbursed by Oracle.

      Oracle shall have no liability for any claim of infringement based on:
      (a) use of a superseded or altered release of Programs if the
      infringement would have been avoided by the use of a current unaltered
      release of the Programs that Oracle provides to Client; or (b) the
      combination, operation or use of any Programs furnished under this
      Agreement with software, hardware or other materials not furnished by
      Oracle if such



      infringement would have been avoided by the use of the Programs without
      such software, hardware or other materials.

      In the event the Programs are held or are believed by Oracle to infringe,
      Oracle shall have the option, at its expense, to (a) modify the Programs
      to be noninfringing; (b) obtain for Client a license to continue using
      the Programs; or (c) terminate the license for the infringing Programs
      and refund the license fees paid for those Programs, prorated over a five
      year term from the Commencement Date.  This Paragraph 5.1 states Oracle's
      entire liability and Client's exclusive remedy for infringement.

5.2.  WARRANTIES AND DISCLAIMERS

      A.     Warranties

             i.     Program License Warranties
                    For each Supported Program License, Oracle warrants for a
                    period of one year from the Commencement Date that the
                    Programs, unless modified by Client, will perform the
                    functions described in the Documentation provided by Oracle
                    when operated on the Designated System.  Oracle will
                    undertake to correct any reported error condition in
                    accordance with its technical support policies.

                    Oracle does not warrant that the Programs will meet
                    Client's requirements, that the Programs will operate in
                    the combinations which Client may select for use, that the
                    operation of the Programs will be uninterrupted or error-
                    free, or that all Program errors will be corrected.

                    If Client does not obtain Technical Support services, the
                    Programs are distributed "as is."

             ii.    Media Warranty
                    Oracle warrants the tapes, diskettes or other media to be
                    free of defects in materials and workmanship under normal
                    use for 90 days from the Commencement Date.

             iii.   Services Warranty
                    Oracle warrants that its Technical Support and consulting
                    services will be performed consistent with generally
                    accepted industry standards.  This warranty shall be valid
                    for 90 days from performance of service.

      B.     Limitations on Warranties

             i.     THE WARRANTIES ABOVE ARE EXCLUSIVE AND IN LIEU OF ALL OTHER
                    WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE
                    IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A
                    PARTICULAR PURPOSE.

             ii.    As an accommodation to Client, Oracle may supply Client
                    with Limited Production Programs or with pre-production
                    releases of Programs (which may be labeled "Alpha" or
                    "Beta").  These products are not suitable for production
                    use.  Oracle does not warrant Limited Production Programs,
                    pre-production releases or computer-based training
                    products; these products are distributed "as is."

5.3.  EXCLUSIVE REMEDIES

      For any breach of the warranties contained in Paragraph 5.2 above,
      Client's exclusive remedy, and Oracle's entire liability, shall be:

      A.     For Programs
             The correction of Program errors that cause breach of the
             warranty, or if Oracle is unable to make the Program operate as
             warranted.  Client shall be entitled to recover the fees paid to
             Oracle for the Program license of Update, as applicable.

      B.     For Media
             The replacement of defective media returned within 90 days of the
             Commencement Date.

      C.     For Services
             The reperformance of the services, or if Oracle is unable to
             perform the services as warranted, Client shall be entitled to
             recover the fees paid to Oracle for the deficient services.

5.4.  LIMITATION OF LIABILITY
      In no event shall either party be liable for any indirect, incidental,
      special or consequential damages, or damages for loss of profits,
      revenue, data or use, incurred by either party or any third party,
      whether in an action in contract or tort, even if the other party or any
      other person has been advised of the possibility of such damages.
      Oracle's liability for damages hereunder shall in no event exceed the
      amount of fees paid by Client under this Agreement, and if such damages
      result from Client's use of the Program or services, such liability shall
      be limited to fees paid for the relevant Program or services giving rise
      to the liability, prorated over a five-year term from the Commencement
      Date of the applicable license or the date of performance of the
      applicable services.

      The provisions of this Article V allocate the risks under this Agreement
      between Oracle and Client.  Oracle's pricing reflects this allocation of
      risk and the limitation of liability specified herein.

VI.   PAYMENT PROVISIONS

6.1.  INVOICING AND PAYMENT
      Invoices for payment of license fees shall be payable 30 days from the
      Commencement Date.  Technical Support fees shall be payable annually in
      advance, net 30 days from the renewal date; such fees will be those in
      effect at the beginning of the period for which the fees are paid.  All
      other applicable fees shall be payable 30 days from the invoice date, and
      shall be deemed overdue if they remain unpaid thereafter.  Any amounts
      payable by Client hereunder which remain unpaid after the due date shall
      be subject to late penalty fees equal to 1.5% per month from the due date
      until such amount is paid.  Client agrees to pay applicable media and
      shipping charges.  Client shall issue a purchase order, or alternative
      document acceptable to Oracle, on or before the Effective Date of the
      applicable order form.

6.2.  TAXES
      The fees listed in this Agreement do not include taxes; if Oracle is
      required to pay sales, use, property, value-added or other federal, state
      or local taxes based on the licenses or services granted in this
      Agreement or on Client's use of Programs or services, then such taxes
      shall be billed to and paid by Client.  This paragraph shall not apply to
      taxes based on Oracle's income.

VII.  GENERAL TERMS

7.1.  NONDISCLOSURE
      By virtue of this Agreement, the parties may have access to information
      that is confidential to one another ("Confidential Information").
      Confidential Information shall be limited to the Programs, the terms and
      pricing under this Agreement, and all information clearly identified as
      confidential.

      A party's Confidential Information shall not include information that:
      (a) is or becomes a part of the public domain through no



      act or omission of the other party; (b) was in the other party's lawful
      possession prior to the disclosure and had not been obtained by the other
      party either directly or indirectly from the disclosing party; (c) is
      lawfully disclosed to the other party by a third party without
      restriction on disclosure; or (d) is independently developed by the other
      party.  Client shall not disclose the results of any benchmark tests of
      the Programs to any third party without Oracle's prior written approval.

      The parties agree to hold each other's Confidential Information in
      confidence during the term of this Agreement and for a period of two
      years after termination of this Agreement.  The parties agree, that
      unless required by law, not to make each other's Confidential Information
      available in any form to any third party or to use each other's
      Confidential Information for any purpose other than the implementation of
      this Agreement.  Each party agrees to take all reasonable steps to ensure
      that Confidential Information is not disclosed or distributed by its
      employees or agents in violation of the terms of this Agreement.

7.2.  GOVERNING LAW
      This Agreement, and all matters arising out of or relating to this
      Agreement, shall be governed by the laws of the State of California, and
      shall be deemed to be executed in Redwood City, California.

7.3.  JURISDICTION
      Any legal action or proceeding relating to this Agreement shall be
      instituted in any state or federal court in San Francisco or San Mateo
      County, California.  Oracle and Client agree to submit to the
      jurisdiction of, and agree that venue is proper in, the aforesaid courts
      in any such legal action or proceeding.

7.4.  NOTICE
      All notices, including notices of address change, required to be sent
      hereunder shall be in writing and shall be deemed to have been given when
      mailed by first class mail to the first address listed in the relevant
      Order Form (if to Client) or to the Oracle address on the Order Form (if
      to Oracle).

      To expedite order processing, Client agrees that Oracle may treat
      documents faxed by Client to Oracle as original documents; nevertheless,
      either party may require the other to exchange original signed documents.

7.5.  SEVERABILITY
      In the event any provision of this Agreement is held to be invalid or
      unenforceable, the remaining provisions of this Agreement will remain in
      full force.

7.6.  WAIVER
      The waiver by either party of any default or breach of this Agreement
      shall not constitute a waiver of any other or subsequent default or
      breach.  Except for actions for nonpayment or breach of Oracle's
      proprietary rights in the Programs, no action, regardless of form,
      arising out of this Agreement may be brought by either party more than
      one year after the cause of action has accrued.

7.7.  EXPORT ADMINISTRATION
      Client agrees to comply fully with all relevant export laws and
      regulations of the United States to assure that neither the Programs, nor
      any direct product thereof, are exported, directly or indirectly, in
      violation of United States law.

7.8.  RELATIONSHIP BETWEEN THE PARTIES
      Oracle is an independent contractor; nothing in this Agreement shall be
      construed to create a partnership, joint venture or agency relationship
      between the parties.  Each party will be solely responsible for payment
      of all compensation owed to its employees, as well as employment related
      taxes.  Each party will maintain appropriate workers' compensation for
      its employees.

7.9.  ENTIRE AGREEMENT
      This Agreement constitutes the complete agreement between the parties and
      supersedes all prior or contemporaneous agreements or representations,
      written or oral, concerning the subject matter of this Agreement.  This
      Agreement may not be modified or amended except in a writing signed by a
      duly authorized representative of each party; no other act, document,
      usage or custom shall be deemed to amend or modify this Agreement.

      It is expressly agreed that all terms of any Client purchase order or
      other ordering document shall be superseded by the terms of this
      Agreement.  This Agreement shall also supersede the terms of any unsigned
      license agreement included in any package for Oracle-furnished software,
      except terms contained in such unsigned license agreement that limit
      usage of the Programs.


The Effective Date of this Agreement shall be MAY 18TH, 1994

Executed by Client:

Authorized Signature: /s/Scott M. Langdoc
                     -------------------
Name:  SCOTT M. LANGDOC
      ----------------
Title: VICE PRESIDENT, CORP MIS
      ------------------------

Executed by Oracle Corporation:

Authorized Signature: /s/Robert Hughes
                     -------------------
Name:  ROBERT HUGHES
      -------------
Title: SENIOR DIRECTOR, USA REVENUE
      ----------------------------




                            NETWORK USER LICENSE ADDENDUM
                                       BETWEEN
                                U.S. COMPUTER SERVICES
                                         AND
                                  ORACLE CORPORATION

This Network User License Addendum ("User Addendum") shall be governed by the
terms of the Software License and Services Agreement between U.S. Computer
Services ("Client") and Oracle Corporation ("Oracle") effective May 18, 1994
(the "Agreement") and the terms set forth below.

1.    PROGRAMS AND DEFINITIONS

      1.1    LICENSED PROGRAMS
             A.     PROGRAM SETS
             "Licensed Programs" means the Programs in the Program Set(s) that
             are currently available in production release as of the Effective
             Date for use on the corresponding Hardware and as specified in the
             License Type.

             Program Set: A                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             Oracle7                   IBM RS 6000 /AIX
             Procedural Option         Silicon Graphics/UNIX
             Distributed Option        PC Compatible/Netware
             SQL*Net                   PC Compatible/Windows
             SQL*Net TCP/IP            PC Compatible/Windows NT
                                       Apple Macintosh/OS
                                       SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2

             Program Set: B                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             Pro*C                     IBM RS 6000 /AIX
                                       Silicon Graphics/UNIX
                                       PC Compatible/Netware
                                       PC Compatible/Windows
                                       PC Compatible/Windows NT
                                       Apple Macintosh/OS
                                       SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2

             Program Set: C                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             SQL*Forms w/Menu          IBM RS 6000 /AIX
             SQL*ReportWriter          Silicon Graphics/UNIX
             SQL*Plus                  PC Compatible/Netware
                                       PC Compatible/Windows
                                       PC Compatible/Windows NT
                                       Apple Macintosh/OS
                                       SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2



             Program Set: D                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             Oracle7                   IBM RS 6000 /AIX
             Procedural Option         Silicon Graphics/UNIX
             Distributed Option        PC Compatible/Netware
             Parallel Server Option    PC Compatible/Windows
             SQL*Net                   PC Compatible/Windows NT
             SQL*Net TCP/IP            Apple Macintosh/OS
             Pro*C                     SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2

             Program Set: E                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             SQL*Forms w/Menu          IBM RS 6000 /AIX
             SQL*ReportWriter          Silicon Graphics/UNIX
             SQL*Plus                  PC Compatible/Netware
                                       PC Compatible/Windows
                                       PC Compatible/Windows NT
                                       Apple Macintosh/OS
                                       SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2

             Program Set: F                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             Oracle Data Browser       IBM RS 6000 /AIX
                                       Silicon Graphics/UNIX
                                       PC Compatible/Netware
                                       PC Compatible/Windows
                                       PC Compatible/Windows NT
                                       Apple Macintosh/OS
                                       SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2

             Program Set: G                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             CASE/Tools Bundle**       IBM RS 6000 /AIX
                                       Silicon Graphics/UNIX
                                       PC Compatible/Netware
                                       PC Compatible/Windows
                                       PC Compatible/Windows NT
                                       Apple Macintosh/OS
                                       SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2

             Program Set: H                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             CASE/Tools Bundle**       IBM RS 6000 /AIX
                                       Silicon Graphics/UNIX
                                       PC Compatible/Netware
                                       PC Compatible/Windows
                                       PC Compatible/Windows NT
                                       Apple Macintosh/OS



                                       SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2

             Program Set: I                      Hardware
             PROGRAMS                  (COMPUTER/OPERATING SYSTEM)
             --------                  ---------------------------
             SQL*Forms w/Menu          IBM RS 6000 /AIX
             SQL*ReportWriter          Silicon Graphics/UNIX
             SQL*Plus                  PC Compatible/Netware
                                       PC Compatible/Windows
                                       PC Compatible/Windows NT
                                       Apple Macintosh/OS
                                       SCO 386 UNIX/UNIX
                                       SUN/Solaris
                                       PC Compatible/OS2

             **CASE/Tools Bundle may include:  CASE Dictionary, CASE Designer, 
             CASE Generator for SQL*Forms w/Menu, CASE Generator for 
             SQL*ReportWriter, SQL*Forms w/Menu, SQL*ReportWriter, SQL*Plus, 
             SQL*Net and SQL*Net TCP/IP.

             B.     HARDWARE
             The "Hardware" shall be defined as up to a combined total of
             twenty-five (25) Computers of the Computer/Operating System
             combinations listed above that are owned, leased to, or under the
             sole control of Client.

             During the User Addendum Term, Client may add up to three (3)
             Computer/Operating System combinations ("Additional Hardware") to
             the Hardware specified above at no additional charge, provided:
             (i) the Licensed Programs are available in production release
             status on the Additional Hardware at the time Client elects to add
             the Additional Hardware; (ii) Client has continuously maintained
             Technical Support for the Licensed Programs; and (iii) the
             Additional Hardware is in an equal or lesser value Oracle price
             tier as the Hardware.

             Oracle shall ship to the Client Location a single master copy of
             the Licensed Programs for each Additional Hardware added.  These
             Licensed Programs may only be copied and installed in accordance
             with Section 4 of this User Addendum.

             Client acknowledges that the Licensed Programs for use on the
             Additional Hardware may not be currently available.  Client agrees
             that it has not relied on the availability of such Licensed
             Programs in executing this User Addendum and that the availability
             of such Licensed Programs will not affect Client's payment
             obligations under Section 2.  Oracle is under no obligation to
             make available any Programs or Program/Hardware combinations.

             C.     UPDATES
             During the User Addendum Term, for each current Program below
             which has been licensed to Client the no charge technical support
             update shall be made available to Client on the applicable
             Hardware and License Type when and if such Program is made
             available in production release; provided Client has continuously
             maintained Technical Support services from Oracle for the Licensed
             Programs from the Effective Date:

             CURRENT PROGRAMS          UPDATE
             ----------------          ------
             SQL*Forms w/Menu          Oracle Forms
             SQL*ReportWriter          Oracle Reports



             Pro*C,                    Oracle Precompilers
             Oracle Data Browser       Oracle Browser

             Client acknowledges that the Programs above may not be available.
             Client agrees that it has not relied on the availability of such
             Programs in executing this User Addendum and that the availability
             of these Programs will not affect Client's payment obligations in
             this User Addendum.  Oracle is under no obligation to make
             available any Programs or Program/Hardware combinations.

      1.2    LICENSE TYPE
             "Full Use Programs" are defined as unaltered versions of the
             Licensed Programs with all functions intact.

             "Deployment Programs" are limited to use solely for the purpose of
             running applications, and may not be used to create or alter
             tables or reports except as necessary for operating the
             applications.

      1.3    USER
             A.     INITIAL USERS ON EFFECTIVE DATE
             "Named User" is defined as an individual employed by Client who is
             authorized by Client to use the Licensed Programs under the terms
             of this User Addendum, regardless of whether the individual is
             actively using the Licensed Programs at any given time.

             "Concurrent User(s)" is defined as each session connected to the
             database by individuals employed by Client on the specified
             Computer at the same point in time.  This includes all batch
             processes and on-line users.  If multiplexing software or hardware
             (e.g. a TP monitor) is used to reduce the number of sessions
             directly connected to the database, the number of Concurrent Users
             must be measured as the number of distinct inputs to the
             multiplexing front-end.

             The maximum number of Named Users and Concurrent Users of the
             Program Sets on the Hardware shall be as follows:

      PROGRAM SET                 NUMBER OF USERS          LICENSE TYPE
      -----------                 ---------------          ------------
      Program Set A               498 Named Users          Full Use
      Program Set B               213 Named Users          Full Use
      Program Set C               357 Named Users          Deployment
      Program Set D               32 Concurrent Users      Full Use
      Program Set E               1 Concurrent User        Deployment
      Program Set F               1 Concurrent User        Full Use
      Program Set G               1 Named User             Full Use
      Program Set H               1 Named User             Full Use
      Program Set I               30 Named Users           Full Use

             B.     ADDITIONAL USERS
             During the User Addendum Term, Client shall have the option to
             increase the number of Users of the Licensed Programs, in any
             combination of Users for the Program Sets below for use on the
             relevant Hardware provided, however, that the minimum amount of
             license fees per order is equal to or greater than [  *  ] per
             order.

                        LICENSE                            ADDITIONAL FEE PER
      PROGRAM SET       TYPE           USER INCREMENT      USER INCREMENT
      -----------       ----           --------------      --------------
      Program Set A     Full Use       1 Named User             [  *  ]

*PORTIONS OF THIS EXHIBIT HAVE BEEN OMITTED AND FILED SEPARATELY WITH THE 
 SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A CONFIDENTIAL TREATMENT 
 REQUEST.



      Program Set B     Full Use       1 Named User             [  *  ]
      Program Set C     Deployment     1 Named User             [  *  ]
      Program Set D     Full Use       1 Concurrent User        [  *  ]
      Program Set E     Deployment     1 Concurrent User        [  *  ]
      Program Set F     Full Use       1 Concurrent User        [  *  ]
      Program Set G     Full Use       1 Named User             [  *  ]
      Program Set H     Full Use       1 Named User             [  *  ]
      Program Set I     Full Use       1 Named User             [  *  ]

             For each order, applicable sales tax will be added to the
             Additional Fee.  All applicable fees shall be due and payable on
             the date that Client notifies Oracle in writing of its exercise of
             this option.  Upon election, this payment obligation is
             noncancelable, and the sum paid is nonrefundable.  At the time of
             election Client may obtain Technical Support services from Oracle
             under Oracle's applicable Technical Support fees and policies in
             effect when such services are ordered.

      1.4    USER ADDENDUM TERM
             The "User Addendum Term" shall be from the Effective Date to May
             18, 1996.

      1.5    TERRITORY
             The "Territory" shall be defined as all Client facilities in the
             United States.

      1.6    CLIENT
             Client represents and warrants that International Billing Services
             is a division of Client.  With respect to the use the Licensed
             Programs in Program Sets D, E, F, and G under this User Addendum,
             the term "Client" means International Billing Services.  Prior to
             using the Licensed Programs in Program Sets D, E, F and G 
             International Billing Services must agree in writing with Client
             to be bound by the terms of this User Addendum and the Agreement.

2.    FEES AND PAYMENTS
      The license fee for this User Addendum shall be [  *  ].  This fee does
      not include fees for Technical Support services which are as specified in
      Section 6.1.  This fee shall be due and payable within thirty (30) days
      of the Effective Date specified below.  This payment obligation is
      noncancelable and the sum paid is nonrefundable.  The pricing specified
      herein is specific to this User Addendum, and the specified fees may not
      be reduced by any existing credits or any other discounts.  Except as
      otherwise specified herein, licenses for any additional Users, except as
      specified under Section 1.3 above, Programs, or Hardware shall be at
      terms and fees as determined when the additional licenses are acquired.
      Applicable sales tax shall be charged to Client based on the point of
      delivery of the master copy and paid under the terms of the Agreement.
      Client is responsible for payment of any use or other tax arising from
      use of the Licensed Programs in any other location.  Client agrees to pay
      applicable media and shipping charges.

      As specified in the Assignment attached hereto as Exhibit A,
      SQL*Integrators has assigned and transferred the Program licenses granted
      under the Customer Support Identification (CSI) numbers specified in such
      Exhibit to Client.  Further, SQL*Integrators has previously sublicensed
      to Client the Program licenses granted under the CSI numbers specified in
      Exhibit B under its Systems Integrator Agreement with Oracle, dated
      November 17, 1992.  As of the Effective Date of this User Addendum and in
      consideration for the rights granted under this User Addendum, Client
      agrees that the Program licenses granted under the specified CSI numbers
      acquired under the Assignment Form are hereby terminated, and agrees to
      terminate the Sublicense of the Programs granted under the

*PORTIONS OF THIS EXHIBIT HAVE BEEN OMITTED AND FILED SEPARATELY WITH THE 
 SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A CONFIDENTIAL TREATMENT 
 REQUEST.



      specified CSI numbers identified on Exhibit B which were sublicensed to
      Client by SQL*Integrators.

3.    LICENSE GRANT
      In consideration for the payment specified in Section 2 above, Oracle
      grants to Client a non-exclusive, non-transferable license to use the
      Licensed Programs on the applicable Hardware in the Territory under the
      terms of the Agreement, for up to the maximum number of Users specified
      above.

4.    DELIVERY AND INSTALLATION
      Oracle shall deliver to Client one (1) copy of the software media and
      five (5) sets of documentation ("master copy") for each Licensed Program
      in the applicable Program Sets to the addresses set forth below (the
      "Client Locations").

      PROGRAMS SET                          CLIENT LOCATIONS
      ------------                          ----------------
      Program Sets A, B, C, H and I         U.S. Computer Services
                                            11020 Sun Center Drive, Rancho
                                            Cordova, CA
                                            95670
      Program Sets D, E, F and G            International Billing Services
                                            5220 Robert J. Matthews Parkway, El
                                            Dorado Hills, CA  95762

      Client shall be responsible for copying the software media and installing
      the Licensed Programs.  Unless otherwise specified herein, Client shall
      acquire no right to copy documentation.  The Acceptance Period for each
      of the Licensed Programs shall commence on delivery of the master copy of
      the Licensed Programs, and all subsequent copies shall be deemed accepted
      upon acceptance of the master copy.  The number, location, and
      identification of Computers in the Territory, the licensed number of
      Users on each Computer, and the configuration of the Licensed Programs on
      each Computer shall be fixed as of the expiration of the User Addendum
      Term.  Upon fixing of the Licensed Programs on the Computers, the Program
      licenses shall be perpetual subject to the terms of the Agreement.
      Thereafter, unless this User Addendum is extended or modified, Program
      licenses for use on additional Computers or licenses for additional Users
      shall be acquired separately.

5.    REPORTING
      Beginning one hundred eighty (180) days after the Effective Date, Client
      shall notify Oracle semi-annually in writing of: (i) the location,
      models, and serial numbers of all Computers on which the Licensed
      Programs are installed; (ii) the configuration of the Licensed Programs
      on each Computer; and (iii) the number of Users on each Computer.  When
      reporting, ordering or communicating with Oracle under this User
      Addendum, Client shall reference: (a) this User Addendum (include
      Effective Date); and (b) the Effective Date of the Agreement.

6.    TECHNICAL SUPPORT
      6.1    Until May 18, 1997, Client shall receive annual Standard Technical
             Support services for all Programs licensed in the U.S. under this
             User Addendum, except as otherwise provided herein, for a total
             fee of four hundred seventy-eight thousand two hundred twenty-nine
             dollars ($478,229) payable in advance in annual installments as
             specified below.  Thereafter, Client may obtain annual Technical
             Support services from Oracle under Oracle's Technical Support fees
             and policies in effect when such services are ordered.  A
             description of Oracle's Technical Support services is listed in
             Exhibit C.



                        SUPPORT YEAR        TECHNICAL SUPPORT FEE
                        ------------        ---------------------
                        First Year               [  *  ]
                        Second Year              [  *  ]
                        Third Year               [  *  ]

      6.2    Client shall designate and provide to Oracle the name of one (1)
             Client employee per Client Location who shall serve as on-site
             technical contacts ("Technical Contacts") to act as the sole
             liaisons between Client and Oracle for the Technical Support
             services provided under this User Addendum.  Client shall also
             provide the names of two (2) employees who shall serve as backups
             to the Technical Contacts.  Client shall notify Oracle whenever
             the designated Technical Contacts responsibilities are transferred
             to another employee.  For any Technical Support updates to the
             applicable Licensed Programs provided during the User Addendum
             Term, Oracle shall ship to the Client Locations specified above
             one (1) Technical Support update copy for each Hardware type.
             Client shall be responsible for copying and installing the updates
             on the Computers for which the Licensed Programs are licensed.

7.    VERIFICATION
      Oracle may, at its expense, audit Client's use of the Licensed Programs.
      Any such audit shall be conducted during regular business hours at
      Client's facilities and shall not interfere unreasonably with Client's
      business activities.  If an audit reveals that Client has underpaid fees
      to Oracle, Client shall be invoiced for such underpaid fees based on the
      Price List in effect when the audit is completed; if the underpaid fees
      exceed five percent (5%) of the license fees paid, then Client shall also
      pay Oracle's reasonable costs of conducting the audit.  Audits shall be
      conducted no more than once annually.

8.    EDUCATION
      In consideration of the payment of the fees set forth in Section 2,
      Client shall receive ten (10) Oracle standard Training Units which are
      valid for one (1) year from the Effective Date of this User Addendum.
      Each Training Unit may be used to acquire one (1) day of instruction for
      one (1) Client employee at an Oracle Education Center in the U.S.,
      exclusive of expenses.

9.    CONSULTING
      In consideration for the payment of the fees set forth in Section 2,
      Client shall receive two (2) days of consulting services to be performed
      during the User Addendum Term by a staff level member of Oracle's
      Consulting organization.  Client shall reimburse Oracle for any
      reasonable travel and out-of-pocket expenses.

      Client understands that it has the right to acquire and use the Program
      licenses acquired hereunder or under the User Addendum without acquiring
      any consulting services, and that Client has the right to acquire the
      Program licenses and the consulting services separately at the fees
      stated in the User Addendum.

10.   CONFIDENTIALITY
      Client and Oracle agree that the pricing and terms of this User Addendum
      shall not be disclosed without the prior written consent of the other
      party.

*PORTIONS OF THIS EXHIBIT HAVE BEEN OMITTED AND FILED SEPARATELY WITH THE 
 SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A CONFIDENTIAL TREATMENT 
 REQUEST.



11.   ASSIGNMENT
      The rights granted under this User Addendum may not be assigned or
      transferred to any third party without the express written consent of
      Oracle Corporation.

The Effective Date of this User Addendum is May 18, 1994.

U. S. COMPUTER SERVICES                ORACLE CORPORATION

By: /s/Arthur O. Hawkins               By: /s/Robert Hughes
    --------------------                   --------------------
Name: Arthur O. Hawkins                Name: Robert Hughes
      ------------------                     ------------------
Title: V.P. & C.F.O.                   Title: SENIOR DIRECTOR, USA REVENUE
      -----------------                       ----------------------------



                                      EXHIBIT A

                                      ASSIGNMENT
      SQL*Integrators ("Assignor") hereby assigns to U.S. Computer Services
("Assignee") all its right, title and interest to the Program licenses granted
under Customer Support Identification (CSI) numbers 616666, 616668, 521358,
590121, 589669, 589672, 589670, 521739 which were licensed under the Preferred
Systems Integrator Agreement dated November 11, 1992, and any amendments and
addenda thereto (the "Agreement") between Assignor and Oracle Corporation
("Oracle").

Date: 5/19/94                          SQL*INTEGRATORS
      -------

                                       By: /s/John Zalud
                                           ------------------------------------
                                       Name: John Zalud
                                             ----------------------------------
                                       Title: President
                                              ---------------------------------

                               ACCEPTANCE OF ASSIGNMENT
      Assignee hereby accepts the foregoing assignment and agrees to perform
all duties and obligations to be performed by Assignor with respect to the
applicable Programs under the above-mentioned Agreement to the same extent as if
it had been an original party thereto.

Date: 5/18/94                          U.S. COMPUTER SERVICES
      -------

                                       By: /s/Arthur C. Hawkins
                                           ------------------------------------
                                       Name: Arthur  C. Hawkins
                                             ----------------------------------
                                       Title: V.P. & C.F.O.
                                              ---------------------------------

                            CERTIFICATION OF NONPOSSESSION
      Assignor hereby certifies that upon execution of the above-mentioned
assignment, it will discontinue use of all of the Program licenses granted under
the above CSI numbers, and that all copies of such programs will be erased from
Assignor's computer, whether partial or complete and whether or not merged with
other programs.  All documentation and other materials received from Oracle will
be immediately transferred to Assignee.

Date: 5/19/94                          SQL*INTEGRATORS
      -------

                                       By: /s/John Zalud
                                           ------------------------------------
                                       Name: John Zalud
                                             ----------------------------------
                                       Title: President
                                              ---------------------------------

                                CONSENT TO ASSIGNMENT
      Subject to the terms and conditions of the above-mentioned Assignment,
Acceptance of Assignment and Certification of Nonpossession, Oracle hereby
consents to the foregoing assignment.

Date: 5/25/94                          ORACLE CORPORATION
      -------

                                       By: /s/Robert Hughes
                                           ------------------------------------
                                       Name: Robert Hughes
                                             ----------------------------------
                                       Title: Senior Director, USA REVENUE
                                              ---------------------------------



                                      EXHIBIT B

                                 SUBLICENSE PROGRAMS

PROGRAMS SUBLICENSED TO CLIENT BY SQL*INTEGRATORS AND GRANTED UNDER THE
FOLLOWING CUSTOMER SUPPORT IDENTIFICATION (CSI) NUMBERS:

CSIs:  522634, 521539, 513070



                                      Exhibit C


ORACLE TECHNICAL SUPPORT SERVICES

TECHNICAL SUPPORT FEES

Technical Support fees are calculated based on a percentage of the non-
discounted, then-current license fees for the supported products and such fees
are due and payable in advance of the term of Support.

REINSTATEMENT FEES

In the event Technical Support services lapse or were never originally procured,
a reinstatement fee shall be assessed upon startup of Technical Support.

MINI/MAINFRAME SUPPORT AND FEES

New Oracle Customer Care Packages:

ORACLE BRONZE SUPPORT

Oracle Bronze Support includes:

- -     Real Time Telephone Technical Assistance
      -      5:00 a.m. to 6:00 p.m. (Pacific Time), Monday through Friday
      -      Problem solving, bug reporting, documentation clarification,
             technical guidance
- -     Program updates
      -      Patches and fixes
      -      General maintenance releases
      -      Documentation updates
- -     Real Time Support System (RTSS) dial-in access
- -     Quarterly newsletter
- -     Mail server access
      -      Read/Write access to RTSS via Electronic Mail over the Internet
      -      Technical Assistance Requests can be opened, closed or updated
      -      General Communication with Oracle Worldwide Support
- -     Oracle Electronic Support--Read/Write access to Oracle's private Support
      Forum on CompuServe**
** CLIENTS WILL NEED TO REGISTER WITH COMPUSERVE TO OBTAIN COMPUSERVE ACCESS.
THIS SERVICE WILL BE OFFERED IN THE UNITED STATES ONLY.

ORACLE SILVER SUPPORT

Oracle Silver Support includes Oracle Bronze Support plus the following:

- -     Real Time Telephone Technical Assistance
      -      Toll-free 800 number
      -      24 hours a day/7 days a week
- -     SupportNotes-TM- - Oracle Book based technical information repository
- -     Management reports - Faxed upon request
- -     Proactive Alerts
      -      Contain known problem and problem resolution information
      -      Proactively faxed as applicable


ORACLE GOLD SUPPORT

Oracle Gold Support (for which a minimum fee applies) includes Oracle Silver
Support plus the following:

- -     Priority Processing - Priority Processing over Silver, Bronze, Standard
      and Extended support tiers
- -     Personal Support Team
      -      Designated Support Team located within Oracle Worldwide Support
      -      Monitor Client call/TAR activity



The following Basic, Standard, and Extended Support packages are expected to be
phased out in calendar year 1995:

BASIC ANNUAL SUPPORT

Basic Annual Support includes:

- -     Telephone Technical Assistance
      -      5:00 a.m. to 6:00 p.m. (Pacific Time), Monday through Friday
      -      Problem solving, bug reporting, documentation clarification,
             technical guidance
- -     Program updates and associated documentation
- -     Real Time Support System (RTSS) dial-in access
      -      Log/Update/Review TARs
      -      Review Bugs
      -      Access the Support Bulletin Board
- -     Quarterly newsletter

STANDARD SUPPORT

Standard Support includes Basic Support plus the following:

- -     Telephone Technical Assistance - 24 hours a day/7 days a week

EXTENDED SUPPORT

Extended Support includes Standard Support plus the following:

- -     Toll-free 800 number

DESKTOP SUPPORT AND FEES

Each Desktop Program License entitles Clients to thirty (30) days of telephone
installation support.  Clients may also purchase Technical Support services for
Desktop Program Licenses.

DESKTOP BASIC ANNUAL SUPPORT

Desktop Basic Annual Support includes:

- -     Telephone Technical Assistance
      -      5:00 a.m. to 6:00 p.m. (Pacific Time), Monday through Friday
      -      Problem solving, bug reporting, documentation clarification,
             technical guidance
- -     Program updates and associated documentation
- -     Real Time Support System (RTSS) dial-in access
      -      Log/Update/Review TARs
      -      Review Bugs
      -      Access the Support Bulletin Board
- -     Quarterly newsletter

DESKTOP UPDATES

Desktop Updates include only:

- -     Program updates and associated documentation

INFORMATION CLIENTS NEED WHEN CALLING SUPPORT

Before Support can begin work on any problem, information about the nature and
location of the problem is required.  Whenever a call is placed to the hotline,
the following information should be provided:

- -     The Customer Support Identification (CSI) number or PC registration
      number
- -     The area code and phone number listed under the CSI number
- -     Operating system and version on which Oracle Programs are installed
- -     The Oracle product component and its version number that this call
      concerns.  Support questions involve product components -- that is,
      constituent parts of an Oracle product.  For example, with the ORACLE
      kernel, Client receives components such as RDBMS, IMP, EXP and
      SQL*Loader.  SQL*Forms

                                  Subject to Change



      components include IAD (design) and IAP (Runtime).
- -     The relevant Program version(s)
- -     Any Program error number that appeared
- -     Brief description of the problem
- -     Severity of the problem.  Oracle Worldwide Support classifies problems
      according to how they impact the Client's business.  See list below for
      explanation of Technical Assistance Request (TAR) Severity Levels.

TECHNICAL ASSISTANCE REQUEST (TAR) SEVERITY LEVELS

The chart below lists standard Technical Assistance Request Severity Levels.
Oracle Worldwide Customer Support responds to TARs based on Severity Level.

SEVERITY LEVEL

SEVERITY 1
CRITICAL BUSINESS IMPACT
Customer's work, regardless of the environment or product usage, is stopped or
so severely impacted that the customer cannot reasonably continue to work.

SEVERITY 2
SEVERE BUSINESS IMPACT
Customer's work is continuing (not stopped) however there is a serious impact on
the customer's productivity and/or service levels.

SEVERITY 3
MINOR BUSINESS IMPACT
Customer is in full working mode - there is no work being impeded at the time -
information or solutions are requested by the customer as soon as possible in
order to maintain this condition.

SEVERITY 4
NO BUSINESS IMPACT
Customer is in full working mode - there is no work being impeded at the time -
information is requested but has no impact on the operation of the products.

TARS are logged and tracked in Support's Real Time Support System (RTSS).
Response will be given to the Client by telephone and logged directly into the
RTSS problem-tracking system.  The Client may dial-in to RTSS to track the
progress of their TAR at any time.

Support's response may include a written response, patch tape, supplementary
documentation, a temporary means of circumventing the problem pending a new
release, or other correctional aids.

CUSTOMER SUPPORT IDENTIFICATION (CSI) NUMBER

Clients shall receive a CSI Number upon purchasing Oracle Technical Support
services.

The CSI number identifies the Client with respect to the following information:

- -     Company Name and Address
- -     Product Set and Version
- -     Support Level and Duration
- -     Operating System
- -     Technical Contact Information

Worldwide Customer Support uses the CSI number to identify the Client's Support
contract when a Client calls the Support Hotline or dials-in to RTSS.

Desktop Program Clients are assigned a PC Registration Number with the original
shipment of the Program.  The PC Registration entitles the Client to thirty (30)
days of free installation support.  CSI Numbers appear as follows:

- -     On the packing slip located outside the shipping container
- -     On the packing slip located inside the shipping container
- -     On the order information/CSI postcard distributed by USA Client Relations
- -     In the Welcome Package distributed by Worldwide Customer Support

                                  Subject to Change



- -     On the invoice
- -     On the Worldwide Customer Support Welcome Letter

TECHNICAL SUPPORT LIAISON ("TECHNICAL CONTACT")

Clients shall designate one (1) primary and two (2) backup Client employees
("Technical Contacts") to serve as liaisons with Oracle Worldwide Customer
Support.  The designated "Technical Contact" is the sole liaison between
technical support and Clients for all product support and shall be based on the
Client site.  Client may elect to add Technical Contacts for an additional fee.

To receive uninterrupted Technical Support service, Clients must notify Client
Relations at (415) 506-1500, option 9, whenever Technical Contact
responsibilities are transferred to another individual.

UPDATES

Updates shall mean subsequent releases of the programs which are generally made
available for Program Licenses covered under Oracle technical support at no
additional charge, other than media and handling charges.  Updates do not
include any options or future products which Oracle licenses separately.

TERMS OF SUPPORT

Oracle Worldwide Customer Support's technical assistance is limited to licenses
which are fully supported and to problems which are demonstrable in the current
release of the licensed program, running unaltered on the proper hardware
configuration.  Current release information is posted on-line in RTSS.

Technical Support for older versions of Oracle products or for non-Oracle
products is subject to additional fees.

TERMINATION

Client may terminate technical support at any time by notifying Oracle in
writing at least thirty (30) days before the desired date of termination.
Technical Support shall be terminated upon receipt of such notice.  On
termination, Oracle shall refund the unused portion of technical support fees
paid by the Client for the licenses for the allocable period for which technical
support is terminated.

PHONE NUMBERS AND ADDRESS INFORMATION

CUSTOMER SUPPORT HOTLINE

(FOR TECHNICAL SUPPORT, NON-TECHNICAL SUPPORT, AND SUPPORT SALES INFORMATION)

415-506-1500

TECHNICAL SUPPORT DIAL-IN NUMBER

RTSS Dial-in 415-598-9350

TECHNICAL SUPPORT ADDRESS

Oracle Worldwide Technical Support
500 Oracle Parkway
Box 659313
Redwood Shores, CA  94065

                                  Subject to Change