<ARTICLE> 5 <LEGEND> This schedule contains summary financial information extracted from the consolidated balance sheets as of May 31, 1996 and the related consolidated statements of operations for the six months then ended and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> NOV-30-1996 <PERIOD-END> MAY-31-1996 <CASH> 3,307 <SECURITIES> 0 <RECEIVABLES> 360 <ALLOWANCES> 332 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 334 <DEPRECIATION> 317 <TOTAL-ASSETS> 46,932 <CURRENT-LIABILITIES> 0 <BONDS> 31,451 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 19,456 <OTHER-SE> (5,157) <TOTAL-LIABILITY-AND-EQUITY> 46,932 <SALES> 0 <TOTAL-REVENUES> 3,797 <CGS> 0 <TOTAL-COSTS> 1,474 <OTHER-EXPENSES> 505 <LOSS-PROVISION> 20 <INTEREST-EXPENSE> 1,564 <INCOME-PRETAX> 254 <INCOME-TAX> 102 <INCOME-CONTINUING> 152 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 152 <EPS-PRIMARY> .11 <EPS-DILUTED> .11