<ARTICLE> 9 <CIK> 0000948976 <NAME> CALIFORNIA INDEPENDENT BANCORP <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> JUN-30-1996 <CASH> 16,243 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 4,700 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 5,693 <INVESTMENTS-CARRYING> 17,102 <INVESTMENTS-MARKET> 17,370 <LOANS> 164,391 <ALLOWANCE> 4,026 <TOTAL-ASSETS> 217,976 <DEPOSITS> 195,474 <SHORT-TERM> 654 <LIABILITIES-OTHER> 1,591 <LONG-TERM> 160 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 8,217 <OTHER-SE> 11,871 <TOTAL-LIABILITIES-AND-EQUITY> 217,967 <INTEREST-LOAN> 7,948 <INTEREST-INVEST> 921 <INTEREST-OTHER> 821 <INTEREST-TOTAL> 9,690 <INTEREST-DEPOSIT> 3,477 <INTEREST-EXPENSE> 3,489 <INTEREST-INCOME-NET> 6,201 <LOAN-LOSSES> 100 <SECURITIES-GAINS> 4 <EXPENSE-OTHER> 4,707 <INCOME-PRETAX> 2,622 <INCOME-PRE-EXTRAORDINARY> 2,622 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,574 <EPS-PRIMARY> 1.08 <EPS-DILUTED> 0.94 <YIELD-ACTUAL> 9.31 <LOANS-NON> 1,069 <LOANS-PAST> 196 <LOANS-TROUBLED> 1,102 <LOANS-PROBLEM> 5,708 <ALLOWANCE-OPEN> 3,911 <CHARGE-OFFS> 45 <RECOVERIES> 60 <ALLOWANCE-CLOSE> 4,026 <ALLOWANCE-DOMESTIC> 4,026 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0