Exhibit 99.(d)(5)

                      [MIDLAND RESOURCES, INC. LETTERHEAD]


August 29, 1996



Dear Summit Shareholders,

     Over the past few weeks, I have had the opportunity to talk to a great
number of you.  There have been quite a few questions concerning the materials
sent to you regarding the tender offer by Midland Resources to buy your Summit
stock.  Enclosed is an Amended Statement of Offer to Purchase that accomplished 
two important points; first, it includes additional disclosures, and second,  it
extends the offer until September 18, 1996.  

     Mr. Deas H. Warley, Chairman of the Board for Midland Resources, commented,
"We are making every effort possible to locate lost shareholders, as well as
make it possible for all the shareholders to understand the offer."

     If you have not tendered your Summit stock and would like to receive a copy
of the Letter of Transmittal or have any questions, please do not hesitate to
call me at the number above.  

Sincerely, 



/s/  Mark A. Kahill