<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF AMERICREDIT CORP. INCLUDED IN ITS
QUARTERLY REPORT ON FORM 10-Q, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                          37,089
<SECURITIES>                                     6,503
<RECEIVABLES>                                  260,868
<ALLOWANCES>                                  (12,598)
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                          11,110
<DEPRECIATION>                                 (2,753)
<TOTAL-ASSETS>                                 353,459
<CURRENT-LIABILITIES>                                0
<BONDS>                                        164,557
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           331
<OTHER-SE>                                     168,541
<TOTAL-LIABILITY-AND-EQUITY>                   353,459
<SALES>                                              0
<TOTAL-REVENUES>                                27,795
<CGS>                                                0
<TOTAL-COSTS>                                    9,827
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                 1,617
<INTEREST-EXPENSE>                               3,226
<INCOME-PRETAX>                                 13,125
<INCOME-TAX>                                     5,053
<INCOME-CONTINUING>                              8,072
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     8,072
<EPS-PRIMARY>                                      .27
<EPS-DILUTED>                                      .27