<ARTICLE> 9 <CIK> 0000922036 <NAME> ENTERPRISE FEDERAL BANCORP, INC. <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> SEP-30-1996 <PERIOD-START> OCT-01-1995 <PERIOD-END> SEP-30-1996 <CASH> 736 <INT-BEARING-DEPOSITS> 4977 <FED-FUNDS-SOLD> 7225 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 65482 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 149050 <ALLOWANCE> 410 <TOTAL-ASSETS> 235191 <DEPOSITS> 139447 <SHORT-TERM> 30000 <LIABILITIES-OTHER> 2688 <LONG-TERM> 30000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 23 <OTHER-SE> 33033 <TOTAL-LIABILITIES-AND-EQUITY> 235191 <INTEREST-LOAN> 10853 <INTEREST-INVEST> 0 <INTEREST-OTHER> 4807 <INTEREST-TOTAL> 15660 <INTEREST-DEPOSIT> 6838 <INTEREST-EXPENSE> 9392 <INTEREST-INCOME-NET> 6268 <LOAN-LOSSES> 90 <SECURITIES-GAINS> 885 <EXPENSE-OTHER> 4973 <INCOME-PRETAX> 2199 <INCOME-PRE-EXTRAORDINARY> 1441 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1441 <EPS-PRIMARY> .66 <EPS-DILUTED> .66 <YIELD-ACTUAL> 7.58 <LOANS-NON> 203 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 323 <CHARGE-OFFS> 3 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 410 <ALLOWANCE-DOMESTIC> 410 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0