SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) February 6, 1997 BEAL FINANCIAL CORPORATION (Exact name of Registrant as specified in its Charter) TEXAS 33-93312 75-2583551 (State or other (Commission File No.) (IRS Employer jurisdiction of Identification Number) incorporation) SUITE 300, LB 66, 15770 NORTH DALLAS PARKWAY 75248 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (214) 404-4000 N/A (Former name or former address, if changed since last report) ITEM 8. CHANGE IN FISCAL YEAR On February 6, 1997, the Registrant issued the press release attached as Exhibit 99 announcing that its shareholders had unanimously approved a change in the status of the Registrant for federal income tax purposes to a Subchapter S Corporation, and accordingly, changing its fiscal year end from June 30 to December 31. As a result the Registrant will file a Form 10-K for the period ended December 31, 1996. The foregoing information does not purport to be complete and is qualified in its entirety by reference to the Exhibit to this Report. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS c) Exhibits The Exhibit referred to in Item 8 of this Report and listed on the accompanying Exhibit Index is filed as part of this Report and is incorporated herein by reference. 2 Exhibit Sequential Number Description Page No. - --------- -------------------------------------------------- ---------- 99 Press release, dated February 6, 1997 5 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. BEAL FINANCIAL CORPORATION Date: February 10, 1997 By: /s/ David R. Farmer --------------------- ---------------------------- David R. Farmer Sr. Vice President 4