<ARTICLE> 5 <LEGEND> This schedule contains summary financial information extracted from the consolidated balance sheets as of November 30, 1996 and the related consolidated statements of operations for the year then ended and is qualified in its entirely by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> NOV-30-1996 <PERIOD-END> NOV-30-1996 <CASH> 3,111 <SECURITIES> 0 <RECEIVABLES> 222 <ALLOWANCES> 172 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 332 <DEPRECIATION> 321 <TOTAL-ASSETS> 46,324 <CURRENT-LIABILITIES> 0 <BONDS> 30,753 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 19,456 <OTHER-SE> 5,274 <TOTAL-LIABILITY-AND-EQUITY> 46,324 <SALES> 0 <TOTAL-REVENUES> 7,526 <CGS> 0 <TOTAL-COSTS> 3,431 <OTHER-EXPENSES> 991 <LOSS-PROVISION> 63 <INTEREST-EXPENSE> 3,045 <INCOME-PRETAX> 59 <INCOME-TAX> 24 <INCOME-CONTINUING> 35 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 35 <EPS-PRIMARY> .02 <EPS-DILUTED> .02