<ARTICLE> 7 <CIK> 0000045947 <NAME> HARTFORD LIFE INSURANCE COMPANY <MULTIPLIER> 1,000,000 <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> DEC-31-1996 <EXCHANGE-RATE> 1 <DEBT-HELD-FOR-SALE> 13,624 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 119 <MORTGAGE> 2 <REAL-ESTATE> 0 <TOTAL-INVEST> 17,635 <CASH> 43 <RECOVER-REINSURE> 6,066 <DEFERRED-ACQUISITION> 2,760 <TOTAL-ASSETS> 77,569 <POLICY-LOSSES> 2,281 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 22,134 <POLICY-HOLDER-FUNDS> 49,690 <NOTES-PAYABLE> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 6 <OTHER-SE> 1,045 <TOTAL-LIABILITY-AND-EQUITY> 77,569 <PREMIUMS> 1,705 <INVESTMENT-INCOME> 1,397 <INVESTMENT-GAINS> (213) <OTHER-INCOME> 0 <BENEFITS> 1,535 <UNDERWRITING-AMORTIZATION> 234 <UNDERWRITING-OTHER> 1,062 <INCOME-PRETAX> 58 <INCOME-TAX> 20 <INCOME-CONTINUING> 38 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 38 <EPS-PRIMARY> 0 <EPS-DILUTED> 0 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0