<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM OCWEN FINANCIAL CORPORATION'S CONSOLIDATED STATEMENT OF FINANCIAL CONDITION AND STATEMENT OF OPERATIONS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> DEC-31-1996 <CASH> 6,878 <INT-BEARING-DEPOSITS> 13,341 <FED-FUNDS-SOLD> 32,000 <TRADING-ASSETS> 75,606 <INVESTMENTS-HELD-FOR-SALE> 354,005 <INVESTMENTS-CARRYING> 8,901 <INVESTMENTS-MARKET> 0 <LOANS> 1,589,901<F1> <ALLOWANCE> 15,602<F2> <TOTAL-ASSETS> 2,483,685 <DEPOSITS> 1,919,742 <SHORT-TERM> 74,945 <LIABILITIES-OTHER> 59,829 <LONG-TERM> 225,573 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 267 <OTHER-SE> 203,329 <TOTAL-LIABILITIES-AND-EQUITY> 2,483,685 <INTEREST-LOAN> 157,075 <INTEREST-INVEST> 32,138 <INTEREST-OTHER> 4,681 <INTEREST-TOTAL> 193,894 <INTEREST-DEPOSIT> 93,773 <INTEREST-EXPENSE> 116,160 <INTEREST-INCOME-NET> 77,734 <LOAN-LOSSES> 22,450 <SECURITIES-GAINS> 15,291 <EXPENSE-OTHER> 69,578 <INCOME-PRETAX> 61,301 <INCOME-PRE-EXTRAORDINARY> 61,301 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 50,142 <EPS-PRIMARY> 1.88 <EPS-DILUTED> 1.88 <YIELD-ACTUAL> 12.075 <LOANS-NON> 517,774 <LOANS-PAST> 45,635 <LOANS-TROUBLED> 100,343 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,947 <CHARGE-OFFS> 9,512 <RECOVERIES> 176 <ALLOWANCE-CLOSE> 15,062 <ALLOWANCE-DOMESTIC> 15,062 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0 <FN> <F1>Includes loans available for sale of $126,366, loan portfolio of $402,582, and discounted loan portfolio of $1,060,953. <F2>Includes allowance for loan losses on loan portfolio of $3,523, and on discounted loan portfolio of $11,538. </FN>