<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 1ST
QUARTER 1997 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                         187,103
<INT-BEARING-DEPOSITS>                           1,793
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,242,457
<INVESTMENTS-CARRYING>                           3,918
<INVESTMENTS-MARKET>                             3,918
<LOANS>                                      5,028,741
<ALLOWANCE>                                     71,475
<TOTAL-ASSETS>                               6,964,119
<DEPOSITS>                                   5,291,894
<SHORT-TERM>                                   572,566
<LIABILITIES-OTHER>                             88,981
<LONG-TERM>                                    486,809
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           359
<OTHER-SE>                                     541,510
<TOTAL-LIABILITIES-AND-EQUITY>               6,964,119
<INTEREST-LOAN>                                119,077
<INTEREST-INVEST>                               22,546
<INTEREST-OTHER>                                 3,513
<INTEREST-TOTAL>                               145,136
<INTEREST-DEPOSIT>                              42,158
<INTEREST-EXPENSE>                              59,118
<INTEREST-INCOME-NET>                           86,018
<LOAN-LOSSES>                                    1,140
<SECURITIES-GAINS>                               1,369
<EXPENSE-OTHER>                                 77,928
<INCOME-PRETAX>                                 47,381
<INCOME-PRE-EXTRAORDINARY>                      28,931
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    28,931
<EPS-PRIMARY>                                      .83
<EPS-DILUTED>                                      .82
<YIELD-ACTUAL>                                    5.31
<LOANS-NON>                                     25,661
<LOANS-PAST>                                        37
<LOANS-TROUBLED>                                 2,964
<LOANS-PROBLEM>                                 17,176
<ALLOWANCE-OPEN>                                70,749
<CHARGE-OFFS>                                    5,132
<RECOVERIES>                                     3,065
<ALLOWANCE-CLOSE>                               71,475
<ALLOWANCE-DOMESTIC>                            47,861
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         23,614