EXHIBIT 99.5





LANDMARK FINANCIAL CORP.

NUMBER OF SHARES
Fill in the number of shares you wish to purchase and the total amount due. 
No fractional shares will be issued. The minimum purchase is 25 shares.

METHOD OF PAYMENT
Check the appropriate box(es).  You may pay by check, bank draft or money 
order and/or authorize withdrawal from your Landmark Community Bank savings 
or certificate account(s).  If paying by certified or teller's check, please 
make it payable to Landmark Community Bank.  Your funds will earn interest at 
the Bank's certificate rate per annum until the offering is completed. If 
paying by withdrawal, please list the appropriate account number(s); these 
designated funds will continue to earn interest from a savings or certificate 
account at the same account rate and cannot be withdrawn by you until the 
Closing Date, as defined on the front page of the Prospectus.

STOCK REGISTRATION
Print the name(s) in which you want the stock registered.  See the reverse 
side of this form for registration guidelines.

Enter the social security number (or tax I.D. number) of the registered 
owner.  Only one number is required.

Indicate the manner in which you wish to take ownership by checking the 
appropriate box.  If necessary, check other and note ownership such as 
corporation, estate or trust.  If stock is purchased for a trust, the date of 
the trust agreement and trust title must be included.

NASD AFFILIATION
Please refer to the National Association of Securities Dealers, Inc. (NASD) 
affiliation section and check the box if applicable.  Under the guidelines of 
the NASD, members of the NASD and their associates are subject to certain 
restrictions on the transfer of securities purchased in accordance with 
subscription rights and to certain reporting requirements upon the purchase 
of such securities, as established by the NASD.

_____     Check here and initial below if you are a member of the NASD or a 
person associated with an NASD member or a member of the immediate family of 
any such person to whose support such person contributes directly or 
indirectly or if you have an account in which an NASD member or person 
associated with an NASD member has a beneficial interest.  I agree (i) not to 
sell, transfer or hypothecate the stock for a period of 150 days following 
issuance, and (ii) to report this purchase order in writing to the applicable 
NASD member I am associated with within one day of the payment for the stock. 
(Initials)_________

ACKNOWLEDGMENT
Sign and date the form.  When purchasing as a custodian, corporate officer, 
etc., add your full title to your signature.  An additional signature is 
required only when payment is by withdrawal from an account that requires 
more than one signature to withdraw funds.

DEADLINE
This form along with the Form of Acknowledgment, properly executed and with 
the correct payments must be received by Noon, Eastern Time, ___________, 
1997 and will be deemed received upon the date and the time of delivery of 
the form to our office. Please submit your order using the enclosed 
postage-paid envelope or hand-delivering to any Landmark Community Bank 
office.

TELEPHONE INFORMATION
Please enter both a daytime and evening telephone number where you may be 
reached in the event we cannot execute your order as given.

Daytime Phone (   )______________

Evening Phone (   )______________



                                     STOCK ORDER FORM

Number of   Offering      Total
 Shares       Price     Amount Due

______ X     $ 10.00    =_________

_____     Enclosed is a certified teller's check, bank draft, or money order
          payable to Landmark Community Bank for $________.

_____     I authorize withdrawal from the following Landmark Community Bank 
          account(s): 


Account Number(s)           Amount

                            $
                            $
Total Withdrawal            $

_______________________________________________
Name(s) in which your stock is to be registered

_______________________________________________
Name(s) in which your stock is to be registered

_______________________________________________
Address

_______________________________________________
City                 County

_______________________________________________
State                       Zip Code

_______________________________________________
Social Security # or Tax ID #

____ Individual  _____ Joint Tenants _______ Tenants in Common
_______ Uniform Gift or Transfer to Minors
_______ Other _____________________________________

I (we) acknowledge receipt of the Prospectus and the terms and conditions 
described therein.  I (we) understand that, after receipt by Landmark 
Community Bank, this order may not be modified or withdrawn without the 
consent of Landmark Community Bank.  Further, I (we) certify that my (our) 
purchase does not conflict with the purchase limitations in the Plan of 
Conversion, and that the shares being purchased are for my (our) account only 
and that there is no present agreement or understanding regarding any 
subsequent sale or transfer of such shares. Under penalties of perjury, I 
(we) certify that: (1) the Social Security number or Taxpayer Identification 
number given above is correct; and (2) I am not subject to backup 
withholding.  Instructions:  You must cross out #2 above if you have been 
notified by the Internal Revenue Service that you are subject to withholding 
because of under-reporting interest or dividends on your tax return.

I ACKNOWLEDGE THAT THIS SECURITY IS NOT A DEPOSIT OR ACCOUNT AND IS NOT 
FEDERALLY INSURED AND IS NOT GUARANTEED BY INVESTORS FEDERAL OR ANY FEDERAL 
OR STATE GOVERNMENT OR AGENCY.

If anyone asserts that this security is federally insured or guaranteed, or 
is as safe as an insured deposit, I should call the Northwest Regional 
Director of the Office of Thrift Supervision, Jersey City, New Jersey at 
(201) 413-1000.

I further certify that, before purchasing the Common Stock of Landmark 
Financial Corp., I received a Prospectus.  The Prospectus that I received 
contains disclosure concerning the nature of the security being offered and 
describes the risks involved in the investment. See the "Risk Factors" 
section of the Prospectus.  In executing this Stock Order Form I affirm that 
I have read the Prospectus and am aware of the risks associated with 
investing in Landmark Financial Corp. Common Stock.

_____________________________________________________
Signature                                 Date

_____________________________________________________
Additional Signature  (if required)       Date


    FOR ASSISTANCE, PLEASE CALL THE STOCK INFORMATION CENTER, LANDMARK 
COMMUNITY BANK, AT (___) ___-____ FROM 9:00 A.M. TO 5:00 P.M., EASTERN TIME, 
MONDAY THROUGH FRIDAY. 




                       GUIDELINES FOR REGISTERING STOCK

    For reasons of clarity and standardization, the stock transfer industry 
has developed uniform stock ownership registration which we will use in 
issuing your stock certificate.  Common ownership registrations are explained 
below.  If you have any questions about how your Landmark Financial Corp. 
common stock should be registered, see your legal advisor.

    To ensure correct registration, please follow the instructions for the 
ownership you select. 

______________________________________________________________________________
GENERAL INSTRUCTION:  - Include the first name, middle initial, and last name 
                        of each person listed.  Avoid the use of an initial 
                        in place of the first name.

                      - Do not use titles such as Mr., Mrs., Dr., etc.

                      - Omit words that do not affect ownership rights such 
                        as special account, personal property, etc.
______________________________________________________________________________
INDIVIDUAL:           Instructions: Print the first name, middle initial, and 
                      last name of the person in whose name the stock is to 
                      be registered.  You may not list beneficiaries for this 
                      ownership.
______________________________________________________________________________
JOINT TENANTS:        Joint Tenancy with Right of Survivorship identifies two 
                      or more persons as owners of the stock.  Upon the death 
                      of one of the owners, ownership automatically passes to 
                      the surviving tenant(s).

                      Instructions: Print the first name, middle initial, and 
                      last name of each co-tenant.  You may not list 
                      beneficiaries for this ownership.
______________________________________________________________________________
UNIFORM GIFTS TO      For residents of certain states, stock may be held in 
MINORS/UNIFORM        the name of a custodian for the benefit of a minor 
TRANSFERS TO MINORS:  under the Uniform Transfers to Minors Act.  For 
                      residents of most other states, stock may be held in a 
                      similar type of ownership under the Uniform Gifts to 
                      Minors Act of the individual states.  For either 
                      ownership, the minor is the actual owner of the stock 
                      with the adult custodian being responsible for the 
                      investment until the minor reaches legal age.

                      Instructions: If you are a New York resident and wish 
                      to register stock in this ownership check Uniform 
                      Transfers to Minors Act.  For other states, see your 
                      legal advisor if you are unsure about the correct 
                      registration of your stock.

                      On the first NAME line, print the first name, middle 
                      initial, and last name of the custodian, with the 
                      abbreviation CUST after the name

                      Print the first name, middle initial, and last name of 
                      the minor on the second NAME line.  Only one custodian 
                      and one minor may be designated.

                      Please indicate the minor's social security number in 
                      the signature block.
______________________________________________________________________________
OTHER:                Generally, fiduciary relationships (such as 
                      Conservatorship, Legal Trust, Guardianship, etc.) are 
                      established under a form of trust agreement or are 
                      pursuant to a court order. Without a legal document 
                      establishing a fiduciary relationship, your stock may 
                      not be registered in a fiduciary capacity.

                      Instructions: On the first NAME line, print the first 
                      name, middle initial, and last name of the fiduciary if 
                      the fiduciary is an individual.  If the fiduciary is a 
                      corporation, list the corporate title on the first NAME 
                      line.  Following the name, print the fiduciary title 
                      such as conservator, personal representative, etc.

                      On the second NAME line, print either the name of the 
                      maker, donor or testator OR the name of the 
                      beneficiary.  Following the name, indicate the date and 
                      type of legal document establishing the fiduciary 
                      relationship (agreement, court order, etc.) (Use the 
                      space marked OTHER if necessary). Please contact us if 
                      you have any questions.

                      EXAMPLE OF A FIDUCIARY REGISTRATION:
                      John D. Smith Trustee for Tom A. Smith Under Agreement 
                      Dated 06/09/74.

                      PLEASE NOTE THAT TOTTEN TRUST AND PAYABLE ON DEATH 
                      OWNERSHIPS MAY NOT BE USED IN REGISTERING STOCK.
                      For example, stock cannot be registered as John Doe 
                      Trustee for Jane Doe or John Doe Payable on Death to 
                      Jane Doe. 
______________________________________________________________________________
NASD AFFILIATION:     Please refer to the NASD AFFILIATION statement on the 
                      face of this form.  If applicable, initial where 
                      indicated and check the box.  the National Association 
                      of Securities Dealers, Inc. Interpretation With Respect 
                      to Free-Riding and Withholding (the Interpretation) 
                      restricts the sale of a hot issue (securities that 
                      trade at a premium in the aftermarket) to NASD members, 
                      persons associated with NASD members (i.e., an owner, 
                      director, officer, partner, employee or agent of a NASD 
                      member) and certain members of their families.  Such 
                      persons are required to indicate that they will comply 
                      with certain conditions required for an exemption from 
                      the restrictions.
______________________________________________________________________________

F:\CLIENTS\1019 STKORDER.FRM