<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FINANCIAL
STATEMENTS FOR THE PERIOD ENDED JUNE 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                         120,510
<INT-BEARING-DEPOSITS>                          15,496
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                 1,993
<INVESTMENTS-HELD-FOR-SALE>                    936,677
<INVESTMENTS-CARRYING>                       1,511,855
<INVESTMENTS-MARKET>                         1,526,207
<LOANS>                                      2,687,721
<ALLOWANCE>                                   (38,815)
<TOTAL-ASSETS>                               5,504,696
<DEPOSITS>                                   4,043,704
<SHORT-TERM>                                   776,461
<LIABILITIES-OTHER>                             76,729
<LONG-TERM>                                    230,626
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        14,305
<OTHER-SE>                                     302,871
<TOTAL-LIABILITIES-AND-EQUITY>               5,504,696
<INTEREST-LOAN>                                105,460
<INTEREST-INVEST>                               83,148
<INTEREST-OTHER>                                   772
<INTEREST-TOTAL>                               189,380
<INTEREST-DEPOSIT>                              82,163
<INTEREST-EXPENSE>                             111,872
<INTEREST-INCOME-NET>                           77,508
<LOAN-LOSSES>                                    3,587
<SECURITIES-GAINS>                               4,195
<EXPENSE-OTHER>                                 54,344
<INCOME-PRETAX>                                 38,935
<INCOME-PRE-EXTRAORDINARY>                      24,381
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    24,381
<EPS-PRIMARY>                                     1.80
<EPS-DILUTED>                                     1.79
<YIELD-ACTUAL>                                    7.49
<LOANS-NON>                                     21,864
<LOANS-PAST>                                    11,603
<LOANS-TROUBLED>                                 3,835
<LOANS-PROBLEM>                                 36,381
<ALLOWANCE-OPEN>                                37,840
<CHARGE-OFFS>                                    3,363
<RECOVERIES>                                       751
<ALLOWANCE-CLOSE>                               38,815
<ALLOWANCE-DOMESTIC>                            38,815
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0