<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
1ST QUARTER 1996 10-Q, AS RESTATED FOR THE TCF FINANCIAL CORPORATION'S
ACQWUISITION OF WINTHROP RESOURCES CORPORATION AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                         216,922
<INT-BEARING-DEPOSITS>                           4,385
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,117,476
<INVESTMENTS-CARRYING>                           3,789
<INVESTMENTS-MARKET>                             3,789
<LOANS>                                      5,418,564
<ALLOWANCE>                                     67,474
<TOTAL-ASSETS>                               7,316,569
<DEPOSITS>                                   5,150,023
<SHORT-TERM>                                   939,963
<LIABILITIES-OTHER>                            114,760
<LONG-TERM>                                    513,932
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           420
<OTHER-SE>                                     597,471
<TOTAL-LIABILITIES-AND-EQUITY>               7,316,569
<INTEREST-LOAN>                                129,688
<INTEREST-INVEST>                               21,510
<INTEREST-OTHER>                                 4,574
<INTEREST-TOTAL>                               155,772
<INTEREST-DEPOSIT>                              44,696
<INTEREST-EXPENSE>                              68,058
<INTEREST-INCOME-NET>                           87,714
<LOAN-LOSSES>                                    3,102
<SECURITIES-GAINS>                                  85
<EXPENSE-OTHER>                                 79,052
<INCOME-PRETAX>                                 46,988
<INCOME-PRE-EXTRAORDINARY>                      29,422
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    29,422
<EPS-PRIMARY>                                      .70
<EPS-DILUTED>                                      .69
<YIELD-ACTUAL>                                    5.07
<LOANS-NON>                                     39,144
<LOANS-PAST>                                       369
<LOANS-TROUBLED>                                 1,603
<LOANS-PROBLEM>                                 48,101
<ALLOWANCE-OPEN>                                66,290
<CHARGE-OFFS>                                    3,586
<RECOVERIES>                                     1,668
<ALLOWANCE-CLOSE>                               67,474
<ALLOWANCE-DOMESTIC>                            49,720
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         17,454