<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE 1995 10-K AS RESTATED FOR TCF FINANCIAL CORPORATION'S ACQUISITION
OF WINTHROP RESOURCES CORPORATION AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                         232,792
<INT-BEARING-DEPOSITS>                          11,594
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,201,525
<INVESTMENTS-CARRYING>                           3,716
<INVESTMENTS-MARKET>                             3,716
<LOANS>                                      5,516,348
<ALLOWANCE>                                     66,290
<TOTAL-ASSETS>                               7,507,856
<DEPOSITS>                                   5,191,552
<SHORT-TERM>                                 1,078,801
<LIABILITIES-OTHER>                            114,004
<LONG-TERM>                                    541,100
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           417
<OTHER-SE>                                     581,982
<TOTAL-LIABILITIES-AND-EQUITY>               7,507,856
<INTEREST-LOAN>                                511,763
<INTEREST-INVEST>                              101,182
<INTEREST-OTHER>                                18,253
<INTEREST-TOTAL>                               631,198
<INTEREST-DEPOSIT>                             193,244
<INTEREST-EXPENSE>                             302,106
<INTEREST-INCOME-NET>                          329,092
<LOAN-LOSSES>                                   16,973
<SECURITIES-GAINS>                            (21,189)
<EXPENSE-OTHER>                                326,902
<INCOME-PRETAX>                                118,689
<INCOME-PRE-EXTRAORDINARY>                      73,207
<EXTRAORDINARY>                                  (963)
<CHANGES>                                            0
<NET-INCOME>                                    72,244
<EPS-PRIMARY>                                     1.71
<EPS-DILUTED>                                     1.69
<YIELD-ACTUAL>                                    4.61
<LOANS-NON>                                     44,328
<LOANS-PAST>                                       678
<LOANS-TROUBLED>                                 1,612
<LOANS-PROBLEM>                                 56,495
<ALLOWANCE-OPEN>                                56,343
<CHARGE-OFFS>                                   15,017
<RECOVERIES>                                     7,991
<ALLOWANCE-CLOSE>                               66,290
<ALLOWANCE-DOMESTIC>                            48,462
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         17,828