EXHIBIT 21.1

                           Subsidiary of BYL Bancorp

                    The current wholly-owned subsidiary of BYL Bancorp 
               is BYL Merger Corporation.  Pursuant to the Plan of 
               Reorganization and Merger Agreement (the "Plan") dated 
               May 2, 1997, attached as Annex I to the Written Consent 
               Statement/Prospectus, upon consummation of the Plan, BYL 
               Merger Corporation will merge into Bank of Yorba Linda, 
               which will then become a wholly-owned subsidiary of BYL 
               Bancorp.