<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF MEEMIC HOLDINGS, INC.
AND SUBSIDIARIES AS OF SEPTEMBER 30, 1999 AND FOR THE NINE MONTHS THEN ENDED.
</LEGEND>

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<DEBT-HELD-FOR-SALE>                       151,130,830
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                           0
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                             153,039,645
<CASH>                                       8,421,119
<RECOVER-REINSURE>                           3,808,310
<DEFERRED-ACQUISITION>                       1,580,771
<TOTAL-ASSETS>                             270,287,407
<POLICY-LOSSES>                             96,062,732
<UNEARNED-PREMIUMS>                         34,030,354
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                              1,711,859
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                 123,258,128
<TOTAL-LIABILITY-AND-EQUITY>               270,287,407
<PREMIUMS>                                  63,304,704
<INVESTMENT-INCOME>                          5,967,970
<INVESTMENT-GAINS>                            (20,401)
<OTHER-INCOME>                               1,033,992
<BENEFITS>                                  43,954,780
<UNDERWRITING-AMORTIZATION>                          0
<UNDERWRITING-OTHER>                        13,475,981
<INCOME-PRETAX>                              9,748,131
<INCOME-TAX>                                 2,995,316
<INCOME-CONTINUING>                          6,752,815
<DISCONTINUED>                                       0
<EXTRAORDINARY>                              1,449,442
<CHANGES>                                            0
<NET-INCOME>                                 8,202,257
<EPS-BASIC>                                       1.25
<EPS-DILUTED>                                     1.19
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0