<ARTICLE> 9 <CIK> 0000701347 <NAME> CPB INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR 3-MOS 6-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1999 DEC-31-1999 <PERIOD-START> JAN-01-1998 JAN-01-1999 JAN-01-1999 <PERIOD-END> DEC-31-1998 MAR-31-1999 JUN-30-1999 <CASH> 42,735 53,235 47,972 <INT-BEARING-DEPOSITS> 10,469 55 69 <FED-FUNDS-SOLD> 0 0 0 <TRADING-ASSETS> 2 0 0 <INVESTMENTS-HELD-FOR-SALE> 230,960 198,001 188,955 <INVESTMENTS-CARRYING> 120,476 119,045 107,414 <INVESTMENTS-MARKET> 123,226 120,651 106,921 <LOANS> 1,105,912 1,151,921 1,185,122 <ALLOWANCE> 20,066 20,337 20,735 <TOTAL-ASSETS> 1,560,885 1,571,350 1,576,651 <DEPOSITS> 1,269,123 1,262,703 1,257,587 <SHORT-TERM> 2,014 19,586 37,949 <LIABILITIES-OTHER> 23,361 17,834 17,385 <LONG-TERM> 118,289 121,931 114,584 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 0 0 0 <COMMON> 6,637 6,683 6,728 <OTHER-SE> 141,429 142,557 142,406 <TOTAL-LIABILITIES-AND-EQUITY> 1,560,885 1,571,350 1,576,651 <INTEREST-LOAN> 90,158 22,599 45,750 <INTEREST-INVEST> 20,781 5,122 9,519 <INTEREST-OTHER> 853 37 150 <INTEREST-TOTAL> 111,792 27,758 55,419 <INTEREST-DEPOSIT> 38,478 8,857 17,831 <INTEREST-EXPENSE> 46,705 10,760 21,450 <INTEREST-INCOME-NET> 65,087 16,998 33,969 <LOAN-LOSSES> 6,600 1,500 2,200 <SECURITIES-GAINS> 254 203 219 <EXPENSE-OTHER> 51,273 13,069 26,443 <INCOME-PRETAX> 24,036 5,765 11,845 <INCOME-PRE-EXTRAORDINARY> 15,069 3,679 7,654 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 15,069 3,679 7,654 <EPS-BASIC> 1.46 0.38 0.79 <EPS-DILUTED> 1.45 0.37 0.78 <YIELD-ACTUAL> 4.65 4.72 4.70 <LOANS-NON> 12,932 11,510 10,482 <LOANS-PAST> 5,395 4,944 3,104 <LOANS-TROUBLED> 0 0 0 <LOANS-PROBLEM> 0 0 0 <ALLOWANCE-OPEN> 19,164 20,066 20,066 <CHARGE-OFFS> 6,581 1,348 1,828 <RECOVERIES> 883 119 297 <ALLOWANCE-CLOSE> 20,066 20,337 20,735 <ALLOWANCE-DOMESTIC> 14,200 12,665 12,025 <ALLOWANCE-FOREIGN> 0 0 0 <ALLOWANCE-UNALLOCATED> 5,866 7,672 8,710