<ARTICLE> 9 <CIK> 0001068300 <NAME> METROCORP BANCSHARES INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> SEP-30-1999 <CASH> 23,029 <INT-BEARING-DEPOSITS> 5,131 <FED-FUNDS-SOLD> 13,641 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 82,138 <INVESTMENTS-CARRYING> 35,960 <INVESTMENTS-MARKET> 0 <LOANS> 477,881 <ALLOWANCE> 6,809 <TOTAL-ASSETS> 651,671 <DEPOSITS> 533,661 <SHORT-TERM> 20,000 <LIABILITIES-OTHER> 9,785<F1> <LONG-TERM> 35,000<F2> <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 7,121 <OTHER-SE> 46,104 <TOTAL-LIABILITIES-AND-EQUITY> 651,671 <INTEREST-LOAN> 32,797 <INTEREST-INVEST> 6,265 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 39,062 <INTEREST-DEPOSIT> 15,254 <INTEREST-EXPENSE> 15,254 <INTEREST-INCOME-NET> 23,808 <LOAN-LOSSES> 3,450 <SECURITIES-GAINS> 317 <EXPENSE-OTHER> 16,365 <INCOME-PRETAX> 8,946 <INCOME-PRE-EXTRAORDINARY> 8,946 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5,967 <EPS-BASIC> 0.84 <EPS-DILUTED> 0.84 <YIELD-ACTUAL> 9.07 <LOANS-NON> 9,414 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 6,119 <CHARGE-OFFS> (2,853) <RECOVERIES> 93 <ALLOWANCE-CLOSE> 6,809 <ALLOWANCE-DOMESTIC> 6,809 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,638 <FN> <F1>INCLUDES ACCRUED INTEREST PAYABLE, INCOME TAX PAYABLE, ACCEPTABLE OUTSTANDING AND OTHER LIABILITIES. <F2>INCLUDES TWO 10-YEAR LOANS FROM FEDERAL HOME LOAN BANK-DALLAS. </FN>