Exhibit 10(v)

                       DIRECTOR'S DEFERRED PLAN AMENDMENTS

WHEREAS, the Board of Directors has authority to amend the TCF Directors
Deferred Compensation Plan (the "Plan") under Section 13 of the Plan and the
Independent Sub-Committee has authority to recommend amendments to the Board;
and

WHEREAS, management has proposed allowing elections as to the form of
distribution to be made up to two years prior to a director leaving the board
and legal counsel and tax advisors for the company have advised that this
change is acceptable under the legal and tax rules that apply to the plan,
and management has recommended certain other changes as set forth in the
following Resolutions;

NOW, THEREFORE, IT IS HEREBY

RESOLVED, that the following amendments are hereby recommended for approval
by the full Board of Directors;

                                       1.

Section 5.a. of the Plan is amended to read as follows in full effective for
distributions commencing on or after the date this amendment is adopted:

On or about the 30th day following a Director's termination of service on all
boards of directors of the Companies, the balance credited to the Director's
Account shall be paid in one single distribution of TCF Stock or in annual
installment distributions of TCF Stock over the number of years directed by
the Director in an election made by the Director, provided that such election
is in writing and is executed and delivered to the Committee or the
Secretary, on behalf of the Committee, no later than two years before such
Director's termination of service.

                                       2.

A new Section 5.g. is added to the Plan, reading as follows:

Notwithstanding the foregoing, if a Director's balance in the Plan is less
than $15,000 at the time of the Director's termination of service, then such
account shall be distributed to the Director in a lump sum payment (in the
form of TCF Stock except for cash for a fractional share) no later than 30
days after the Director's termination of service.

                                       3.

Section 13 of the Plan is amended to add the following sentence at the end
thereof:



Notwithstanding the foregoing, any action authorized by the Board of Directors
of TCF Financial may be taken by the Administrative Committee.

                                       4.

Section 2 of the Plan is amended to provide that the composition of the
Administrative Committee shall consist of such members of the Personnel
Committee of the Board of Directors who qualify from time to time as
non-employee or independent directors under Rule 16b-3 of the Securities and
Exchange Commission.