<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE THIRD
QUARTER 1999 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                         345,412
<INT-BEARING-DEPOSITS>                             534
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,599,438
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      7,602,130
<ALLOWANCE>                                     55,663
<TOTAL-ASSETS>                              10,342,248
<DEPOSITS>                                   6,633,738
<SHORT-TERM>                                 1,136,666
<LIABILITIES-OTHER>                            172,006
<LONG-TERM>                                  1,584,534
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           928
<OTHER-SE>                                     814,376
<TOTAL-LIABILITIES-AND-EQUITY>              10,342,248
<INTEREST-LOAN>                                457,779
<INTEREST-INVEST>                               91,424
<INTEREST-OTHER>                                 9,855
<INTEREST-TOTAL>                               559,058
<INTEREST-DEPOSIT>                             131,171
<INTEREST-EXPENSE>                             240,957
<INTEREST-INCOME-NET>                          318,101
<LOAN-LOSSES>                                   13,552
<SECURITIES-GAINS>                               3,194
<EXPENSE-OTHER>                                337,841
<INCOME-PRETAX>                                199,161
<INCOME-PRE-EXTRAORDINARY>                     199,161
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   121,089
<EPS-BASIC>                                       1.46
<EPS-DILUTED>                                     1.45
<YIELD-ACTUAL>                                    4.50
<LOANS-NON>                                     34,628
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 26,461
<ALLOWANCE-OPEN>                                80,013
<CHARGE-OFFS>                                   29,885
<RECOVERIES>                                     6,507
<ALLOWANCE-CLOSE>                               55,663
<ALLOWANCE-DOMESTIC>                            37,322
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         18,341