UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): DECEMBER 6, 1999 U.S. BANCORP (Exact name of registrant as specified in its charter) DELAWARE 1-6880 41-0255900 (State or other jurisdiction (Commission (I.R.S Employer of Incorporation) File Number) Identification No.) 601 SECOND AVENUE SOUTH, MINNEAPOLIS, MINNESOTA 55402 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 612-973-1111 NOT APPLICABLE (Former name or former address, if changed since last report) ITEM 5. OTHER EVENTS. On December 6, 1999, U.S. Bancorp (the "Company") issued a press release discussing anticipated fourth quarter 1999 and full-year 2000 earnings. The press release is included as Exhibit 99.1 hereto and is incorporated herein by reference. The press release contains forward-looking statements regarding the Company and includes a cautionary statement identifying important factors that could cause actual results to differ materially from those anticipated. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits. 99.1 Press Release issued by U.S. Bancorp on December 6, 1999. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. U.S. BANCORP By /s/ Terrance R. Dolan -------------------------------------- Terrance R. Dolan Senior Vice President & Controller DATE: DECEMBER 6, 1999 -----------------