UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                         PURSUANT TO SECTION 13 or 15(d)

                     OF THE SECURITIES EXCHANGE ACT OF 1934





       Date of report (Date of earliest event reported): DECEMBER 6, 1999


                                  U.S. BANCORP
             (Exact name of registrant as specified in its charter)


          DELAWARE                    1-6880                   41-0255900
(State or other jurisdiction       (Commission              (I.R.S Employer
     of Incorporation)             File Number)           Identification No.)


              601 SECOND AVENUE SOUTH, MINNEAPOLIS, MINNESOTA 55402
               (Address of principal executive offices) (Zip Code)


        Registrant's telephone number, including area code: 612-973-1111


                                 NOT APPLICABLE
          (Former name or former address, if changed since last report)





ITEM 5. OTHER EVENTS.

     On December 6, 1999, U.S. Bancorp (the "Company") issued a press release
discussing anticipated fourth quarter 1999 and full-year 2000 earnings. The
press release is included as Exhibit 99.1 hereto and is incorporated herein by
reference. The press release contains forward-looking statements regarding the
Company and includes a cautionary statement identifying important factors that
could cause actual results to differ materially from those anticipated.


ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(c)     Exhibits.

        99.1 Press Release issued by U.S. Bancorp on December 6, 1999.




                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                      U.S. BANCORP

                                      By   /s/ Terrance R. Dolan
                                         --------------------------------------
                                           Terrance R. Dolan
                                           Senior Vice President & Controller

DATE: DECEMBER 6, 1999
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