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                      SECURITIES AND EXCHANGE COMMISSION
                           Washington, D.C.  20549


                                 FORM 8-K


                               CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                        SECURITIES EXCHANGE ACT OF 1934



                        Commission file number 1-12753



DATE OF REPORT                                                February 12, 2003
(Date of earliest event reported)                             February 12, 2003




                           Fidelity Bancorp, Inc.
          (Exact name of registrant as specified in its charter)


                 Delaware                             36-3915246
         (State of Incorporation)          (I.R.S. Employer Identification No.)

                       5455 W. Belmont, Chicago, Illinois,  60641
                        (Address of principal executive offices)


                                   (773) 736-4414
                 (Registrant's telephone number, including area code)







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ITEM 5.  Other Events
         REGULATION FD DISCLOSURE.

On February 12, 2003, the Registrant held its 2002 annual meeting for
stockholders.  During this meeting, the Registrant's management discussed
the financial results for the fiscal year ended September 30, 2002 and
the first quarter ended December 31, 2002.  Attached as exhibit 99.1
is a script prepared for use by Mr. Raymond Stolarczyk, Chairman and
Chief Executive Officer of the Registrant, and the attached is hereby
incorporated by reference in Item 9. All information in the attached
is as of February 12, 2003, and the Registrant does not assume
any obligation to update said information in the future.



ITEM 7.  FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS


         (a)   Financial Statements of Business Acquired.

               None.

         (b)   Pro Forma Financial Information.

               None.

         (c)   Exhibits.

99.1  Script prepared for use on February 12, 2003 by Mr. Raymond Stolarczyk
discussing financial results for the fiscal year ended September 30, 2002 and
the first quarter ended December 31, 2002.















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                               SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                             FIDELITY BANCORP, INC.




Dated: February 12, 2003                     By:/s/ RAYMOND S. STOLARCZYK
                                             ____________________________

                                             Raymond S. Stolarczyk
                                             Chairman and
                                             Chief Executive Officer