Exhibit  99.2:  Certification  Pursuant to 18 U.S.C.  Section  1350,  as Adopted
Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly  Report of Mid-America  Apartment  Communities,
Inc. (the  "Company") on Form 10-Q for the period ending  September 30, 2002, as
filed with the  Securities  and  Exchange  Commission  on the date  hereof  (the
"Report"),  I, Simon R.C.  Wadsworth,  Chief  Financial  Officer of the  Company
certify,  pursuant to 18 U.S.C.  ss. 1350, as adopted pursuant to ss. 906 of the
Sarbanes-Oxley Act of 2002, that:

     (1)  The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company.


/s/Simon R.C. Wadsworth
Simon R.C. Wadsworth
Chief Financial Officer
November 14, 2002