Filed by MAF Bancorp, Inc.
                              (Commission File No. 0-18121) pursuant to Rule 425
                                               under the Securities Act of 1933.

                                         Subject Company: Mid Town Bancorp, Inc.

     MAF Bancorp, Inc. ("MAF Bancorp") announced previously that it has agreed
to acquire Mid Town Bancorp, Inc. ("Mid Town Bancorp") in a stock and cash
transaction valued at $69 million.

     MAF expects to achieve significant cost savings following the integration
of the two companies' respective organizations. The data processing conversion
is expected to be completed by February 2002. MAF expects the transaction to be
approximately 1% accretive to earnings per share in 2002, and 2% in 2003, under
the current accounting for purchase transactions, which requires goodwill to be
amortized through the income statement. MAF expects to fund the cash portion of
the acquisition with internal funds, and approximately $30 million of external
Bank debt.

THE FOLLOWING NEWS RELEASE WAS ISSUED BY MAF BANCORP ON JULY 19, 2001: