Filed by MAF Bancorp, Inc.
                              (Commission File No. 0-18121) pursuant to Rule 425
                                               under the Securities Act of 1933.

                                         Subject Company: Mid Town Bancorp, Inc.

                                                             Date: July 25, 2001

THE FOLLOWING PRESENTATION MATERIALS MAY BE USED BY MAF BANCORP, INC. FROM TIME
TO TIME IN MEETINGS WITH INVESTORS, ANALYSTS AND OTHERS:

MAF BANCORP, INC.                                                      JUNE 2001
- --------------------------------------------------------------------------------
www.mafbancorp.com

INVESTMENT DATA
  Nasdaq:               MAFB            Book Value per Share:    $17.55
  6/30/01 Price:        $30.70          Price to Book Value:     175%
  52 Week Range:        $32.32-$18.12   Outstanding Shares:      22,504,396
  EPS (6/01 Qtr):       $.60            Insider Ownership:       20%
  EPS (LTM):            $2.48           Institutional Ownership: 50%
  P/E Ratio (LTM):      12.4x           Annual Cash Dividend:    $ .48 per share
  Cash EPS (6/01 Qtr):  $.64            Market Capitalization    $691 million
- --------------------------------------------------------------------------------

CORPORATE PROFILE
- -----------------
o     MAFB is the holding company for Mid America Bank, the largest thrift based
      in the Chicago metropolitan area; converted to a stock company in January
      1990, at $2.29 per share (split-adjusted).

o     Chairman and CEO Allen Koranda and President Kenneth Koranda have a
      combined total of over fifty-eight years of banking experience, both
      having joined Mid America Bank in 1972.

o     Mid America's assets total $5.2 billion, with deposits of $3.1 billion; 27
      branch locations in the attractive markets of the Chicago metropolitan
      area, including Cook, DuPage, Will and Kane counties.

o     Thrift operations characterized by single family local lending and stable
      retail deposit base; other non-traditional products and services offered,
      generating fee income as a strong supplement to core earnings.

o     Loan originations in 2000 totaled $1.5 billion; point-of-application
      approval program and on-line appraisals transmitted directly to
      underwriting provide unique competitive advantages.

o     Lending and mortgage banking operations are run by President Kenneth
      Koranda who has served as a member of the Fannie Mae Advisory Board,
      Chairman of the Mortgage Markets and Lending Technology Committee of
      America's Community Bankers, a past director of the Housing Roundtable and
      a member of the Mortgage Bankers Association of America Residential Board
      of Governors.

o     MAFB has acquired two local thrifts in the past few years in transactions
      valued at $360 million in the aggregate. Along with three branch purchases
      in the past two years, these acquisitions have extended the Bank's
      franchise into the city of Chicago and its southwest suburbs and
      solidified its position in the western suburbs.

o     Through its 27 branch offices, the Bank has the 9th largest deposit market
      share in the Chicago area, serving more than 154,800 households.

o     Through its subsidiaries, MAFB has been a well-known and successful
      residential real estate developer for the past 27 years. The Company
      develops single-family lots for sale to builders. The Company has sold
      more than 5,700 residential homesites in 24 subdivisions since 1974.

o     Through 6/01, the Company's one, five and ten-year compounded annual EPS
      growth rates were 12%, 15% and 21%, respectively.

o     Through 6/01, the Company's one, five and ten-year compounded annual
      returns on MAFB stock were 72%, 25% and 33% respectively.

RECENT DEVELOPMENTS
- -------------------
o     On July 5, 2001, MAFB announced that it has agreed to acquire privately
      held Mid Town Bancorp, Inc., based in Chicago. Mid Town, with assets of
      $322 million and deposits of $283 million at March 31, 2001, will add four
      offices to the Company's Chicago region. The Company expects the
      transaction to close in the fourth quarter of 2001.

o     On July 19, 2001, the Company announced that earnings per share for the
      quarter ended June 30, 2001 totaled $.60 per diluted share, compared to
      $.58 per diluted share reported in last year's second quarter and also
      provided an estimate of earnings per share for 2002.

o     Deposit account service fees totaled $4.1 million for the current quarter,
      up 32% from the prior year period. Deposit account fee income has grown at
      a 24% compounded annual growth rate over the past five years.

o     On April 25, 2001, MAFB announced a 20% increase in the quarterly cash
      dividend to 12 cents per share from 10 cents per share.  This is the
      Company's seventh increase in its cash dividend in the past six years.

o     The Company's renewed focus on home equity loans has been successful,
      expanding balances and cross-selling opportunities. Outstanding balances
      stood at $227 million at June 30, 2001 and have increased at a 19% annual
      growth rate since December 1997.

o     On April 18, 2000, MAFB announced that it had completed its previously
      announced purchase of two Illinois branches of M&I Bank. The transaction
      involved the purchase of approximately $91 million in deposits and the
      related branch buildings.

o     MAFB acquired a $23 million branch of The Northern Trust Company on
      September 10, 1999.

o     In July 1999, Mid America Bank announced the introduction of its
      Bank-by-Internet service, which allows customers to access their accounts
      online to check balances, transfer funds between accounts and pay bills.
      The Company is currently developing automated loan underwriting
      capabilities for loan applications taken over its website.

- --------------------------------------------------------------------------------


MANAGEMENT
                                                                     
  Allen H. Koranda       Kenneth Koranda       Jerry Weberling                Michael J. Janssen
  Chairman & CEO         President             Executive V.P. & C.F.O.        Sr. V.P.; Investor Relations



MARKET MAKERS
                                                                           
  Dain Rauscher Inc.                      Lehman Brothers, Inc.*                 Spear, Leeds & Kellogg
  Friedman Billings Ramsey & Co.*         Robert W. Baird & Co., Inc.            Stifel, Nicolaus & Co.*
  Howe Barnes Investments, Inc.*          Sandler O'Neill & Partners*            Tucker Anthony Incorporated*
  Keefe, Bruyette & Woods, Inc.*          Schwab Capital Markets                 Trident Securities Inc.
  Knight Securities L.P.                  Sherwood Securities Corp.
*Analyst Coverage




MAF BANCORP, INC.                                                      JUNE 2001
- --------------------------------------------------------------------------------
www.mafbancorp.com



OPERATING RESULTS
- -----------------
(In thousands, except share data)
                                                         THREE MONTHS ENDED     SIX MONTHS ENDED
                                                         ------------------    ------------------
                                                         6/30/01    6/30/00    6/30/01    6/30/00
                                                         -------    -------    -------    -------
                                                                              
Net interest income ..................................   $31,851    $32,061    $64,349    $62,604
Provision for loan losses ............................        --        300         --        600
                                                         -------    -------    -------    -------
   Net interest income after provision for loan losses    31,851     31,761     64,349     62,004
Non-interest income ..................................    10,501      7,818     20,360     15,577
Non-interest expense .................................    20,247     17,997     40,195     35,683
                                                         -------    -------    -------    -------
   Income before income taxes ........................    22,105     21,582     44,514     41,898
Income taxes .........................................     8,225      7,911     16,556     15,118
                                                         -------    -------    -------    -------
Net income ...........................................   $13,880    $13,671    $27,958    $26,780
                                                         =======    =======    =======    =======
Diluted earnings per share ...........................   $   .60    $   .58    $  1.20    $  1.13
                                                         =======    =======    =======    =======

PERFORMANCE RATIOS
- ------------------
Return on average assets .............................      1.06%      1.12%      1.08%      1.11%
Return on average equity .............................     14.17      15.43      14.30      15.16
Net interest margin ..................................      2.56       2.75       2.61       2.73
Non-interest expense to average assets ...............      1.55       1.47       1.55       1.48
Efficiency ratio .....................................     48.25      44.35      47.77      45.31




SELECTED FINANCIAL DATA
- -----------------------
(Dollars in thousands, except share data)
                                                           6/30/01         12/31/00         6/30/00
                                                         -----------      -----------     -----------
                                                                                 
Book value per share..................................   $     17.55      $     16.78     $     15.51
Tangible book value per share.........................         14.59            13.80           12.44
Stockholders' equity to total assets..................          7.55%            7.46%           7.19%
Common shares outstanding.............................    22,504,396       23,110,022      23,158,787
Non-performing assets.................................        17,840           18,517          16,243
Allowance for loan losses.............................        18,221           18,258          17,870
Non-performing assets to total assets.................           .34%             .36%            .33%
Allowance for loan losses to total loans..............           .44%             .42%            .43%


                           FORWARD-LOOKING INFORMATION

Statements contained in this information sheet that are not historical facts
constitute forward-looking statements (within the meaning of Section 27 of the
Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934),
which involve significant risks and uncertainties. The Company intends such
forward-looking statements to be covered by the safe harbor provisions for
forward-looking statements contained in the Private Securities Litigation Reform
Act of 1995, and is including this statement for purposes of invoking these safe
harbor provisions. Forward-looking statements, which are based on certain
assumptions and describe future plans, strategies and expectations of the
Company, are generally identifiable by use of the words "believe," "expect,"
"intend," "anticipate," "estimate," "project," "plan," or similar expressions.
The Company's ability to predict results or the actual effect of future plans or
strategies is inherently uncertain and actual results may differ from those
predicted. The Company undertakes no obligation to update these forward-looking
statements in the future. Factors which could have a material adverse effect on
the operations and could affect the outlook or future prospects of the Company
and its subsidiaries include, but are not limited to, unanticipated changes in
interest rates, general economic conditions, legislative/regulatory changes,
monetary and fiscal policies of the U.S. Government, including policies of the
U.S. Treasury and the Federal Reserve Board, the quality or composition of the
Company's or Mid Town Bancorp's loan or investment portfolios, demand for loan
products, secondary mortgage market conditions, deposit flows, competition,
demand for financial services and residential real estate in the Company's
market area, unanticipated slowdowns in real estate lot sales or problems in
closing pending real estate contracts, delays in real estate development
projects, higher than anticipated costs, or lower than anticipated revenues,
associated with the Mid Town Bancorp acquisition or the possible short-term
dilutive effect of other potential acquisitions, if any, and changes in
accounting principles, policies and guidelines. These risks and uncertainties
should be considered in evaluating forward-looking statements and undue reliance
should not be placed on such statements.

   NOTE: THE FOLLOWING NOTICE IS INCLUDED TO MEET CERTAIN LEGAL REQUIREMENTS.
   --------------------------------------------------------------------------

The Company will be filing a proxy statement/prospectus and other documents
regarding the proposed transaction with Mid Town Bancorp, Inc. with the
Securities and Exchange Commission. Mid Town shareholders are urged to read the
proxy statement/prospectus when it becomes available, because it will contain
important information about the Company and Mid Town Bancorp, Inc., and the
proposed transaction. When available, copies of this proxy statement/prospectus
will be mailed to Mid Town shareholders, and it and other documents filed by the
Company with the SEC may be obtained free of charge at the SEC's web site at
http://www.sec.gov, or by directing a request to the Company at 55th Street &
Holmes Avenue, Clarendon Hills, IL 60514.



THE FOLLOWING IS AN EXCERPTED PORTION OF THE SLIDE PRESENTATION MATERIALS USED
BY MAF BANCORP, INC. AT THE KEEFE, BRUYETTE & WOODS, INC. CONFERENCE HELD ON
JULY 25, 2001. THE PRESENTATION MATERIALS WERE FURNISHED TO THE SECURITIES AND
EXCHANGE COMMISSION BY MAF BANCORP, INC. ON A FORM 8-K DATED JULY 23, 2001:

MAF BANCORP, INC.

PAYING A HIGHER RATE OF ATTENTION

                      [MAF BANCORP, INC. LOGO APPEARS HERE]

With respect to the proposed acquisition of Mid Town Bancorp, Inc., the
following is included to meet certain legal requirements.

The Company will be filing a proxy statement/prospectus and other documents
regarding the proposed transaction with Mid Town Bancorp, Inc. with the
Securities and Exchange Commission. Mid Town shareholders are urged to read the
proxy statement/prospectus when it becomes available, because it will contain
important information about the Company and Mid Town Bancorp, Inc., and the
proposed transaction. When available, copies of this proxy statement/prospectus
will be mailed to Mid Town shareholders, and it and other documents filed by the
Company with the SEC may be obtained free of charge at the SEC's web site at
http://www.sec.gov, or by directing a request to the Company at 55th Street &
Holmes Avenue, Clarendon Hills, IL 60514.

                      [MAF BANCORP, INC. LOGO APPEARS HERE]

Mid Town Bancorp Acquisition

o        Announced on July 5, 2001

o        $69 million transaction

o        80% cash/20% stock

o        Accretion:  1% in 2002; 2% in 2003

         (with goodwill amortization expense)

o        4 Branch locations on Chicago's north side

o        Projected 4th Qtr 2001 Closing

o        Projected Feb. 2002 Data Processing Conversion

                      [MAF BANCORP, INC. LOGO APPEARS HERE]