Exhibit 23.1


The Board of Directors
Lake Forest Bancorp, Inc.

We consent to the use of our reports included herein (or
incorporated herein by reference) in this Current Report on Form
8-K/A filed by Wintrust Financial Corporation.



                              KPMG PEAT MARWICK LLP





Chicago, Illinois
November 7, 1996




                             Page 31 of 34






The Board of Directors
North Shore Community Bancorp, Inc.

We consent to the use of our reports included herein (or
incorporated herein by reference) in this Current Report on Form
8-K/A filed by Wintrust Financial Corporation.



                              KPMG PEAT MARWICK LLP





Chicago, Illinois
November 7, 1996 



                                Page 32 of 34

 




The Board of Directors
Hinsdale Bancorp, Inc.

We consent to the use of our reports included herein (or
incorporated herein by reference) in this Current Report on Form
8-K/A filed by Wintrust Financial Corporation.



                              KPMG PEAT MARWICK LLP





Chicago, Illinois
November 7, 1996
 



                                Page 33 of 34




The Board of Directors
Libertyville Bancorp, Inc.

We consent to the use of our reports included herein (or
incorporated herein by reference) in this Current Report on Form
8-K/A filed by Wintrust Financial Corporation.



                              KPMG PEAT MARWICK LLP





Chicago, Illinois
November 7, 1996


                              Page 34 of 34