<ARTICLE>                     5
<LEGEND>
This Schedule contains summary financial information extracted from (a) the
Balance Sheet and Statement of Operations filed as part of the Quarterly Report
on Form 10-Q and is qualified in its entirety by reference to such (b) Report on
Form 10-Q.
</LEGEND>

                            
<PERIOD-TYPE>                              Year
<FISCAL-YEAR-END>                    OCT-31-1999
<PERIOD-END>                         OCT-31-1999
<CASH>                                 2,128,274
<SECURITIES>                                   0
<RECEIVABLES>                         18,615,496
<ALLOWANCES>                          15,312,935
<INVENTORY>                              572,279
<CURRENT-ASSETS>                      21,720,373
<PP&E>                                 5,211,467
<DEPRECIATION>                         3,039,128
<TOTAL-ASSETS>                        32,317,998
<CURRENT-LIABILITIES>                 18,268,350
<BONDS>                               12,905,365
<PREFERRED-MANDATORY>                          0
<PREFERRED>                               60,408
<COMMON>                                  77,008
<OTHER-SE>                            23,294,673
<TOTAL-LIABILITY-AND-EQUITY>          32,317,998
<SALES>                               53,856,414
<TOTAL-REVENUES>                      53,856,414
<CGS>                                 30,850,337
<TOTAL-COSTS>                         57,282,246
<OTHER-EXPENSES>                       1,185,316
<LOSS-PROVISION>                       6,855,221
<INTEREST-EXPENSE>                     1,465,765
<INCOME-PRETAX>                      (4,611,148)
<INCOME-TAX>                             367,300
<INCOME-CONTINUING>                  (4,978,448)
<DISCONTINUED>                                 0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                         (4,978,448)
<EPS-BASIC>                              (.68)
<EPS-DILUTED>                              (.68)