<ARTICLE> 7
<LEGEND>
This schedule contains Summary Financial Information extracted from The
Financial Statements of The Travelers Insurance Company and is qualified in its
entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000733076
<NAME> THE TRAVELERS INSURANCE COMPANY
<MULTIPLIER> 1,000,000
<CURRENCY> U.S. DOLLARS

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<EXCHANGE-RATE>                                      1
<DEBT-HELD-FOR-SALE>                            23,866
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                         784
<MORTGAGE>                                       2,285
<REAL-ESTATE>                                      236
<TOTAL-INVEST>                                  33,488
<CASH>                                              85
<RECOVER-REINSURE>                               3,234
<DEFERRED-ACQUISITION>                           2,688
<TOTAL-ASSETS>                                  63,531
<POLICY-LOSSES>                                 12,563
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                           39,761
<NOTES-PAYABLE>                                      0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           100
<OTHER-SE>                                       7,520
<TOTAL-LIABILITY-AND-EQUITY>                    63,531
<PREMIUMS>                                       1,738
<INVESTMENT-INCOME>                              2,506
<INVESTMENT-GAINS>                                 113
<OTHER-INCOME>                                     521
<BENEFITS>                                       2,452
<UNDERWRITING-AMORTIZATION>                        315
<UNDERWRITING-OTHER>                               519
<INCOME-PRETAX>                                  1,592
<INCOME-TAX>                                       545
<INCOME-CONTINUING>                              1,047
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,047
<EPS-BASIC>                                          0
<EPS-DILUTED>                                        0
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0