<ARTICLE> 7
<MULTIPLIER> 1,000,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               MAR-31-2000
<DEBT-HELD-FOR-SALE>                            17,129
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                          83
<MORTGAGE>                                         204
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                                  21,236
<CASH>                                              90
<RECOVER-REINSURE>                                 473
<DEFERRED-ACQUISITION>                           4,287
<TOTAL-ASSETS>                                 144,250
<POLICY-LOSSES>                                  6,382
<UNEARNED-PREMIUMS>                                 50
<POLICY-OTHER>                                  15,667
<POLICY-HOLDER-FUNDS>                          116,543
<NOTES-PAYABLE>                                    650
<PREFERRED-MANDATORY>                              250<F1>
<PREFERRED>                                          0
<COMMON>                                             1
<OTHER-SE>                                       2,464
<TOTAL-LIABILITY-AND-EQUITY>                   144,250
<PREMIUMS>                                       1,064
<INVESTMENT-INCOME>                                382
<INVESTMENT-GAINS>                                   0
<OTHER-INCOME>                                       0
<BENEFITS>                                         729
<UNDERWRITING-AMORTIZATION>                        172
<UNDERWRITING-OTHER>                               297
<INCOME-PRETAX>                                    220
<INCOME-TAX>                                        70
<INCOME-CONTINUING>                                150
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       150
<EPS-BASIC>                                       1.07
<EPS-DILUTED>                                     1.07
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>REPRESENTS COMPANY OBLIGATED MANDATORILY REDEEMABLE PREFERRED SECURITIES OF
SUBSIDIARY TRUST HOLDING SOLELY PARENT JUNIOR SUBORDINATED DEBENTURES
</FN>