21. SUBSIDIARIES OF THE REGISTRANT 1. Westbank - Massachusetts a. Lorac Leasing Corp. - Massachusetts b. P W B & T, Inc. - Massachusetts c. Park West Securities Corporation - Massachusetts d. Park West Real Estate Investment Trust, Inc. - Delaware e. New London Trust Financial Services Corporation - New Hampshire f. Cargill Mortgage Corporation 2. Westbank Capital Trust I - Delaware 225 Park Avenue West Springfield, Massachusetts 01089