<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE DECEMBER
31, 1995 FINANCIAL STATEMENTS OF THE TRAVELERS LIFE AND ANNUITY COMPANY AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000929498
<NAME> THE TRAVELERS LIFE AND ANNUITY COMPANY
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<EXCHANGE-RATE>                                      1
<DEBT-HELD-FOR-SALE>                           724,639
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                      13,099
<MORTGAGE>                                     125,813
<REAL-ESTATE>                                    8,995
<TOTAL-INVEST>                                 989,732
<CASH>                                               0
<RECOVER-REINSURE>                                 718
<DEFERRED-ACQUISITION>                          22,560
<TOTAL-ASSETS>                               1,964,639
<POLICY-LOSSES>                                671,027
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                           11,947
<NOTES-PAYABLE>                                      0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         3,000
<OTHER-SE>                                     360,551
<TOTAL-LIABILITY-AND-EQUITY>                 1,964,639
<PREMIUMS>                                       2,652
<INVESTMENT-INCOME>                             63,209
<INVESTMENT-GAINS>                              18,713
<OTHER-INCOME>                                  17,466
<BENEFITS>                                      52,390
<UNDERWRITING-AMORTIZATION>                      1,563
<UNDERWRITING-OTHER>                             4,651
<INCOME-PRETAX>                                 43,436
<INCOME-TAX>                                    14,519
<INCOME-CONTINUING>                             28,917
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    28,917
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0