<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
DECEMBER 31, 1995 FINANCIAL STATEMENTS OF THE TRAVELERS INSURANCE COMPANY AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000733076
<NAME> THE TRAVELERS INSURANCE COMPANY
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<DEBT-HELD-FOR-SALE>                            18,842
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                         224
<MORTGAGE>                                       3,626
<REAL-ESTATE>                                      293
<TOTAL-INVEST>                                  27,301
<CASH>                                              73
<RECOVER-REINSURE>                               4,107
<DEFERRED-ACQUISITION>                           1,962
<TOTAL-ASSETS>                                  42,301
<POLICY-LOSSES>                                 11,783
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                     571
<POLICY-HOLDER-FUNDS>                           14,525
<NOTES-PAYABLE>                                      0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           100
<OTHER-SE>                                       6,128
<TOTAL-LIABILITY-AND-EQUITY>                    42,301
<PREMIUMS>                                       1,496
<INVESTMENT-INCOME>                              1,824
<INVESTMENT-GAINS>                                 106
<OTHER-INCOME>                                     221
<BENEFITS>                                       1,185
<UNDERWRITING-AMORTIZATION>                        290
<UNDERWRITING-OTHER>                               368
<INCOME-PRETAX>                                    837
<INCOME-TAX>                                       290
<INCOME-CONTINUING>                                547
<DISCONTINUED>                                     203
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       750
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0