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                                                                    EXHIBIT 23.5

                 CONSENT OF NORTHEAST CAPITAL & ADVISORY, INC.




   
    

   
We consent to the inclusion of the opinion of our firm dated November 2, 1998 
included in the Registration Statement on Form S-4 of Westbank Corporation and 
to all references to our firm in or made a part of such Registration Statement.
    


                                       /s/ Northeast Capital & Advisory, Inc.


                                       NORTHEAST CAPITAL & ADVISORY, INC.
   
Albany, New York
November 2, 1998