<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> DEC-31-1998 <CASH> 9,941 <INT-BEARING-DEPOSITS> 292 <FED-FUNDS-SOLD> 48 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 50,597 <INVESTMENTS-CARRYING> 25,820 <INVESTMENTS-MARKET> 25,985 <LOANS> 259,306 <ALLOWANCE> 2,379 <TOTAL-ASSETS> 354,973 <DEPOSITS> 299,123 <SHORT-TERM> 20,307 <LIABILITIES-OTHER> 1,242 <LONG-TERM> 7,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 27,301 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 354,973 <INTEREST-LOAN> 20,716 <INTEREST-INVEST> 3,997 <INTEREST-OTHER> 372 <INTEREST-TOTAL> 25,085 <INTEREST-DEPOSIT> 11,028 <INTEREST-EXPENSE> 11,643 <INTEREST-INCOME-NET> 13,442 <LOAN-LOSSES> 19 <SECURITIES-GAINS> 141 <EXPENSE-OTHER> 10,371 <INCOME-PRETAX> 5,296 <INCOME-PRE-EXTRAORDINARY> 5,296 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,256 <EPS-PRIMARY> .86 <EPS-DILUTED> .84 <YIELD-ACTUAL> 4.21 <LOANS-NON> 473 <LOANS-PAST> 231 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 704 <ALLOWANCE-OPEN> 2,848 <CHARGE-OFFS> 564 <RECOVERIES> 76 <ALLOWANCE-CLOSE> 2,379 <ALLOWANCE-DOMESTIC> 2,379 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0