Distribution Financial Services MarineTrust 1999-2
December 15, 2000 Payment Date Statement to Noteholders
Per Section 5.08 of the Transfer and Servicing Agreement

                                      
Beginning Pool Balance                   390,149,311.82
Beginning Pool Factor                        0.70936239

Distribution Allocable to Principal on Notes


Class          Prior Prin. Payments   $1000 orig.prin.bal.  Current Prin. Payments     $1000 orig.prin.bal.
                                                                                  
  A-1                    $0.00                0.0000000             $7,697,567.31              35.5626612
  A-2                    $0.00                0.0000000                     $0.00               0.0000000
  A-3                    $0.00                0.0000000                     $0.00               0.0000000
  A-4                    $0.00                0.0000000                     $0.00               0.0000000
  A-5                    $0.00                0.0000000                     $0.00               0.0000000
  A-6                    $0.00                0.0000000                     $0.00               0.0000000
    B                    $0.00                0.0000000                     $0.00               0.0000000
    C                    $0.00                0.0000000                     $0.00               0.0000000

Distribution Allocable to Interest on Notes


Class                    Rate             Prior Int. Payment     $1000 orig.prin.bal. Current Int. Payments    $1000 orig.prin.bal.
                                                                                 
  A-1                    5.50%                    $0.00                 0.0000000             $210,635.26                0.9978079
  A-2                    5.98%                    $0.00                 0.0000000             $276,908.88                4.9833333
  A-3                    6.20%                    $0.00                 0.0000000             $558,666.50                5.1666667
  A-4                    6.48%                    $0.00                 0.0000000             $357,517.80                5.4000000
  A-5                  6.6656%                    $0.00                 0.0000000             $299,946.45                5.5546668
    B                    6.93%                    $0.00                 0.0000000             $190,575.00                5.7750000
    C                    7.61%                    $0.00                 0.0000000             $139,516.67                6.3416668


Note Balance After Giving Effect to Principal Distribution

      Class               Beginning Balance           Note Factor                Ending Balance      Ending Note Factor
                                                                                             
      A-1                     45,956,783.84            0.2177035                 $38,259,216.53          0.1812391
      A-2                     55,567,000.00            1.0000000                 $55,567,000.00          1.0000000
      A-3                     108,129,000.00           1.0000000                 108,129,000.00          1.0000000
      A-4                     66,207,000.00            1.0000000                 66,207,000.00           1.0000000
      A-5                     53,999,000.00            1.0000000                 53,999,000.00           1.0000000
      B                       33,000,000.00            1.0000000                 33,000,000.00           1.0000000
      C                       22,000,000.00            1.0000000                 22,000,000.00           1.0000000

                                                                                                    
Servicing Fee                                                                                              $162,562.21
Servicing Fee Per $1,000 of Orig.Note                                                                        0.2955677

Realized Losses                                                                                            $323,599.61
Reserve Account Balance                                                                                 $21,346,223.50

Payments Rec. with Respect to Receivables During Most Recently Ended Collection Period                   $9,920,612.25
Interest Payments Received                                                                               $2,651,116.48
Scheduled Principal Payments Received                                                                    $2,525,838.05
Principal Prepayments Received                                                                           $4,743,657.72

Distribution to Residual Interestholders                                                                 $0.00

Noteholders' Interest Carryover Shortfall                                                                $0.00
Noteholders' Interest Carryover Shortfall Per $1,000 Note                                                0.0000000

Aggregate Purchase Amounts for Rec. that were purchased in related Collection Period                     $0.00

Ending Pool Balance                                                                                      $382,556,216.44
Ending Pool Factor                                                                                       0.69555662